CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2020	Jun. 30, 2020
ASSETS
Cash and due from banks	$ 2,293,956	$ 2,763,126
Federal funds sold	7,170,367	10,342,915
Cash and cash equivalents	9,464,323	13,106,041
Interest bearing deposits in banks	2,868,082	2,713,164
Available for sale securities - stated at fair value	20,360,859	20,297,595
Loans, less allowance for loan losses of $1,353,484 and $1,353,427 at September 30, 2020 and June 30, 2020, respectively	232,912,607	237,300,478
Loans held for sale	23,538,855	18,690,027
Other real estate owned, net	2,288,255	2,288,255
Premises and equipment, net	7,925,309	7,960,041
Federal Home Loan Bank stock	1,345,500	1,345,500
Accrued interest receivable and other assets	2,088,396	1,773,486
TOTAL ASSETS	302,792,186	305,474,587
Deposits
Demand	96,508,751	93,627,648
Savings and NOW	78,696,013	75,397,948
Certificates of deposit	82,662,225	87,045,935
Total Deposits	257,866,989	256,071,531
Federal Home Loan Bank borrowings	4,000,000	9,000,000
Advance payments by borrowers for property taxes and insurance	4,637,452	2,882,067
Accrued interest payable and other liabilities	10,962,687	14,008,786
Total Liabilities	277,467,128	281,962,384
STOCKHOLDERS’ EQUITY
Preferred stock ($0.01 par value, 5,000,000 authorized, no shares issued or outstanding as of September 30, 2020 and June 30, 2020, respectively)
Common stock ($0.01 par value, 20,000,000 authorized, 2,624,343 issued and outstanding as of September 30, 2020 and June 30, 2020)	26,243	26,243
Additional paid in capital	11,319,328	11,319,328
Retained earnings	18,781,316	17,002,468
Accumulated other comprehensive loss	(4,801,829)	(4,835,836)
Total Stockholders’ Equity	25,325,058	23,512,203
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 302,792,186	$ 305,474,587