CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 11,173,105	$ 11,762,010
Interest and dividends on investment securities	656,909	713,291
Interest on federal funds sold	40,773	44,953
Interest on deposits in banks	8,298	9,903
Total Interest Income	11,879,085	12,530,157
INTEREST EXPENSE
Interest on deposits	1,824,544	1,500,343
Interest on Federal Home Loan Bank borrowings	397,726	1,172,347
Interest on federal funds purchased	308	284
Total Interest Expense	2,222,578	2,672,974
Net interest income before provision for loan losses	9,656,507	9,857,183
Provision for loan losses	135,000	0
Net interest income after provision for loan losses	9,521,507	9,857,183
NON-INTEREST INCOME
Service fees on deposits	429,531	467,394
Service fees on loans	238,133	275,501
Gain on sales of mortgage loans	5,120,325	1,522,595
Income on sale of uninsured products	321,285	321,216
Gain (loss) on sale of other real estate owned	117,657	(23,265)
Other income	20,439	34,445
Total Non-Interest Income	6,247,370	2,597,886
NON-INTEREST EXPENSES
Compensation and benefits	8,503,018	7,425,235
Occupancy	1,969,002	1,930,238
Advertising	227,320	278,701
Data processing services	1,095,609	1,218,325
FDIC assessment	112,418	458,344
Cost of operations for other real estate owned	1,046,646	124,503
Insurance expense	156,312	160,881
Professional fees	488,803	427,483
Other expenses	1,077,650	885,762
Total Non-Interest Expenses	14,676,778	12,909,472
Income (loss) before income taxes	1,092,099	(454,403)
Income tax benefit	0	(55,064)
NET INCOME (LOSS)	$ 1,092,099	$ (399,339)
Basic income (loss) per share	$ 0.42	$ (0.15)
Diluted income (loss) per share	$ 0.42	$ (0.15)