CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019	Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)			$ 998,763	$ (468,733)
Adjustments to reconcile net income (loss) to net cash flows from operating activities
Provision for loan losses	$ 85,000		85,000	0
Depreciation			417,179	414,877
Amortization and accretion			48,811	62,485
Origination of mortgage loans held for sale			(206,421,764)	(62,597,025)
Proceeds from sales of mortgage loans held for sale			206,338,585	68,144,729
Gain on sale of mortgage loans held for sale	(837,130)	$ (260,813)	(3,024,852)	(882,595)
(Gain) loss on sale of other real estate owned, net			(112,871)	23,265
Loss on sale or disposal of assets, net			1,650	0
Changes in assets and liabilities:
Accrued interest receivable and other assets			(478,116)	(2,313,380)
Accrued interest payable and other liabilities			141,568	(1,002,503)
Net cash flows (used in) provided by operating activities			(2,006,047)	1,381,120
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities or calls of securities available for sale			1,055,442	438,282
Purchase of securities available for sale			(2,674,432)	(650,000)
Change in loans			14,341,560	2,342,188
Change from redemption (purchase) of FHLB stock			823,500	(139,500)
Change in interest bearing deposits in banks			3,216,864	(288,454)
Proceeds from sale of other real estate owned			1,128,832	323,387
Charge-offs and (capital expenditures) on other real estate owned			(36,852)	1,583
Proceeds from sale of premises and equipment			8,000	0
Purchase of premises and equipment, net			(264,583)	(180,653)
Net cash flows provided by investing activities			17,598,331	1,846,833
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits			5,241,580	(2,751,881)
FHLB advance proceeds			1,049,550,000	485,450,000
FHLB advance repayments			(1,069,250,000)	(486,350,000)
Change in advance payments by borrowers for property taxes and insurance			(1,680,741)	(1,802,324)
Net cash flows used in financing activities			(16,139,161)	(5,454,205)
Net Change in Cash and Cash Equivalents			(546,877)	(2,226,252)
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD			5,630,770	6,134,146	$ 6,134,146
CASH AND CASH EQUIVALENTS - END OF PERIOD	$ 5,083,893	$ 3,907,894	5,083,893	3,907,894	$ 5,630,770
SUPPLEMENTAL CASH FLOW DISCLOSURES
Cash paid for interest			1,361,970	1,098,418
Loans transferred to other real estate owned			$ 200,856	$ 418,849