CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 2,731,711	$ 2,925,560	$ 8,493,397	$ 8,785,694
Interest and dividends on investment securities	168,055	183,775	499,135	529,658
Interest on federal funds sold	6,494	8,375	40,110	20,468
Interest on deposits in banks	542	831	8,044	2,093
Total Interest Income	2,906,802	3,118,541	9,040,686	9,337,913
INTEREST EXPENSE
Interest on deposits	472,799	378,016	1,406,752	1,101,341
Interest on Federal Home Loan Bank borrowings	74,211	346,062	367,509	853,994
Interest on federal funds purchased	86	155	143	255
Total Interest Expense	547,096	724,233	1,774,404	1,955,590
Net interest income before provision for loan losses	2,359,706	2,394,308	7,266,282	7,382,323
Provision for loan losses	85,000	0	85,000	0
Net interest income after provision for loan losses	2,274,706	2,394,308	7,181,282	7,382,323
NON-INTEREST INCOME
Service fees on deposits	100,580	107,239	340,128	351,739
Service fees on loans	67,750	37,738	172,083	193,936
Gain on sales of mortgage loans	837,130	260,813	3,024,852	882,595
Income on sale of uninsured products	92,140	80,823	262,652	222,733
Gain (loss) on sale of other real estate owned	3,163	(23,265)	112,871	(23,265)
Other income	3,663	10,070	16,261	26,578
Total Non-Interest Income	1,104,426	473,418	3,928,847	1,654,316
NON-INTEREST EXPENSES
Compensation and benefits	2,050,377	1,851,693	6,241,503	5,493,052
Occupancy	500,856	501,947	1,483,774	1,466,062
Advertising	49,176	49,176	183,374	212,755
Data processing services	263,335	310,542	835,149	911,074
FDIC assessment	47,744	116,008	71,570	352,728
Cost of operations for other real estate owned	22,302	23,567	45,398	113,451
Insurance expense	39,273	41,625	120,428	125,441
Professional fees	82,964	87,791	370,450	276,441
Other expenses	254,121	166,810	759,720	554,368
Total Non-Interest Expenses	3,310,148	3,149,159	10,111,366	9,505,372
Income (loss) before income taxes	68,984	(281,433)	998,763	(468,733)
Income tax expense	0	0	0	0
NET INCOME (LOSS)	$ 68,984	$ (281,433)	$ 998,763	$ (468,733)
Basic income per share	$ 0.03		$ 0.38
Diluted income per share	$ 0.03		$ 0.38