CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2020	Jun. 30, 2019
ASSETS
Cash and due from banks	$ 2,176,907	$ 4,617,976
Federal funds sold	2,906,986	1,012,794
Cash and cash equivalents	5,083,893	5,630,770
Interest bearing deposits in banks	457,151	3,674,015
Available for sale securities - stated at fair value	22,378,822	20,542,118
Loans, less allowance for loan losses of $1,303,434 and $1,293,965 at March 31, 2020 and June 30, 2019, respectively	245,245,987	259,873,403
Loans held for sale	10,187,579	7,079,548
Other real estate owned, net	3,302,148	4,080,401
Premises and equipment, net	8,003,028	8,165,274
Federal Home Loan Bank stock	1,237,500	2,061,000
Accrued interest receivable and other assets	1,619,802	1,141,686
TOTAL ASSETS	297,515,910	312,248,215
Deposits
Demand	75,089,833	77,414,345
Savings and NOW	70,001,749	70,385,843
Certificates of deposit	94,711,457	86,761,271
Total Deposits	239,803,039	234,561,459
Federal Home Loan Bank borrowings	24,500,000	44,200,000
Advance payments by borrowers for property taxes and insurance	1,516,354	3,197,095
Accrued interest payable and other liabilities	6,185,465	5,882,086
Total Liabilities	272,004,858	287,840,640
STOCKHOLDERS’ EQUITY
Preferred stock ($0.01 par value, 5,000,000 authorized, no shares issued or outstanding as of March 31, 2020 and June 30, 2019, respectively)
Common stock ($0.01 par value, 20,000,000 authorized, 2,624,343 issued and outstanding as of March 31, 2020 and June 30, 2019)	26,243	26,243
Additional paid in capital	11,319,328	11,319,328
Retained earnings	16,909,132	15,910,369
Accumulated other comprehensive loss	(2,743,651)	(2,848,365)
Total Stockholders’ Equity	25,511,052	24,407,575
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 297,515,910	$ 312,248,215