CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2019	Jun. 30, 2019
ASSETS
Cash and due from banks	$ 4,303,080	$ 4,617,976
Federal funds sold	2,360,215	1,012,794
Cash and cash equivalents	6,663,295	5,630,770
Interest bearing deposits in banks	201,993	3,674,015
Available for sale securities - stated at fair value	22,299,909	20,542,118
Loans, less allowance for loan losses of $1,262,472 and $1,293,965 at December 31, 2019 and June 30, 2019, respectively	252,459,953	259,873,403
Loans held for sale	6,171,299	7,079,548
Other real estate owned, net	3,302,148	4,080,401
Premises and equipment, net	8,030,087	8,165,274
Federal Home Loan Bank stock	1,035,000	2,061,000
Accrued interest receivable and other assets	1,373,582	1,141,686
TOTAL ASSETS	301,537,266	312,248,215
Deposits
Demand	80,807,830	77,414,345
Savings and NOW	72,196,715	70,385,843
Certificates of deposit	95,683,611	86,761,271
Total Deposits	248,688,156	234,561,459
Federal Home Loan Bank borrowings	20,500,000	44,200,000
Advance payments by borrowers for property taxes and insurance	236,809	3,197,095
Accrued interest payable and other liabilities	6,852,049	5,882,086
Total Liabilities	276,277,014	287,840,640
STOCKHOLDERS’ EQUITY
Preferred stock ($0.01 par value, 5,000,000 authorized, no shares issued or outstanding as of December 31, 2019 and June 30, 2019, respectively)
Common stock ($0.01 par value, 20,000,000 authorized, 2,624,343 issued and outstanding as of December 31, 2019 and June 30, 2019)	26,243	26,243
Additional paid in capital	11,319,328	11,319,328
Retained earnings	16,840,148	15,910,369
Accumulated other comprehensive loss	(2,925,467)	(2,848,365)
Total Stockholders’ Equity	25,260,252	24,407,575
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 301,537,266	$ 312,248,215