CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended		6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 2,928,655	$ 2,850,591	$ 5,860,134	$ 5,679,824
Interest and dividends on investment securities	177,130	148,359	345,883	289,958
Interest on federal funds sold	6,988	3,588	12,094	6,506
Interest on deposits in banks	515	763	1,261	2,632
Total Interest Income	3,113,288	3,003,301	6,219,372	5,978,920
INTEREST EXPENSE
Interest on deposits	371,289	292,631	723,324	579,487
Interest on other borrowings	79		100
Interest on Federal Home Loan Bank borrowings	266,514	81,998	507,932	124,376
Total Interest Expense	637,882	374,629	1,231,356	703,863
Net interest income before provision for loan losses	2,475,406	2,628,672	4,988,016	5,275,057
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	2,475,406	2,628,672	4,988,016	5,275,057
NON-INTEREST INCOME
Service fees on deposits	124,095	112,792	244,500	233,382
Service fees on loans	94,135	50,438	156,199	99,307
Gain on sales of mortgage loans	287,496	392,611	621,782	808,518
Income on sale of uninsured products	65,970	82,596	141,910	152,824
Gain on sale of other real estate owned		67,093		71,193
Other income	8,837	9,180	16,507	16,983
Total Non-Interest Income	580,533	714,710	1,180,898	1,382,207
NON-INTEREST EXPENSES
Compensation and benefits	1,821,496	1,930,613	3,641,360	3,740,798
Occupancy	487,174	472,699	964,114	923,740
Advertising	53,309	75,270	163,579	165,540
Data processing services	298,507	312,655	600,532	602,689
FDIC assessment	118,278	117,424	236,720	236,678
Net loss on and cost of operations of other real estate owned	19,272	89,809	89,884	144,624
Insurance expense	41,701	39,568	83,816	78,817
Professional fees	18,750	18,750	102,989	37,500
Other expenses	244,053	261,126	473,219	465,560
Total Non-Interest Expenses	3,102,540	3,317,914	6,356,213	6,395,946
Income (loss) before income taxes	(46,601)	25,468	(187,299)	261,318
Income tax benefit	0	0	0	0
NET INCOME (LOSS)	$ (46,601)	$ 25,468	$ (187,299)	$ 261,318