CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2018	Jun. 30, 2018
ASSETS
Cash and due from banks	$ 3,755,224	$ 4,698,851
Federal funds sold	1,706,268	1,435,295
Cash and cash equivalents	5,461,492	6,134,146
Interest bearing deposits in banks	208,583	157,459
Available for sale securities - stated at fair value	21,320,137	20,906,087
Loans, less allowance for loan losses of $1,295,012 and $1,324,159 at December 31, 2018 and June 30, 2018, respectively	263,063,705	263,998,800
Loans held for sale	2,754,829	6,416,385
Other real estate owned, net	4,124,984	3,957,133
Premises and equipment, net	8,129,786	8,252,426
Federal Home Loan Bank stock	2,344,500	2,070,000
Accrued interest receivable and other assets	2,574,166	1,531,606
TOTAL ASSETS	309,982,182	313,424,042
Deposits
Demand	68,595,434	64,528,259
Savings and NOW	80,902,379	81,998,195
Certificates of Deposit	88,306,708	97,937,026
Total Deposits	237,804,521	244,463,480
Federal Home Loan Bank borrowings	52,100,000	46,000,000
Advance payments by borrowers for property taxes and insurance	426,593	3,677,434
Accrued interest payable and other liabilities	5,635,270	5,180,996
Total Liabilities	295,966,384	299,321,910
EQUITY
Retained earnings	16,122,409	16,309,708
Accumulated other comprehensive loss	(2,106,611)	(2,207,576)
Total Equity	14,015,798	14,102,132
TOTAL LIABILITIES AND EQUITY	$ 309,982,182	$ 313,424,042