CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 2,924,435	$ 2,931,479
Interest and dividends on investment securities	163,500	168,753
Interest on federal funds sold	21,714	5,106
Interest on deposits in banks	5,523	746
Total Interest Income	3,115,172	3,106,084
INTEREST EXPENSE
Interest on deposits	460,236	352,035
Interest on Federal Home Loan Bank borrowings	203,941	241,419
Interest on federal funds purchased	38	21
Total Interest Expense	664,215	593,475
Net interest income before provision for loan losses	2,450,957	2,512,609
Provision for loan losses	0	0
Net interest income after provision for loan losses	2,450,957	2,512,609
NON-INTEREST INCOME
Service fees on deposits	122,606	120,405
Service fees on loans	43,374	62,064
Gain on sales of mortgage loans	1,250,743	334,286
Income on sale of uninsured products	93,067	75,941
Gain on sale of other real estate owned	4,817	0
Other income	7,373	7,670
Total Non-Interest Income	1,521,980	600,366
NON-INTEREST EXPENSES
Compensation and benefits	2,149,157	1,819,863
Occupancy	490,152	476,940
Advertising	80,776	110,270
Data processing services	305,419	302,025
FDIC assessment (reimbursement)		118,442
FDIC assessment (reimbursement)	(27,459)
Cost of operations for other real estate owned	11,314	70,612
Insurance expense	39,554	42,115
Professional fees	119,070	118,353
Other expenses	237,058	195,052
Total Non-Interest Expenses	3,405,041	3,253,672
Income (loss) before income taxes	567,896	(140,697)
Income tax (benefit) expense	0	0
NET INCOME (LOSS)	$ 567,896	$ (140,697)
Basic income per share	$ 0.22	$ 0.00
Diluted income per share	$ 0.22	$ 0.00