Consolidated Statements of Cash flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities
Net income (loss)	$ 449	$ (19)
Adjustments to reconcile net income (loss) to net cash from operating activities:
Credit for loan losses	(1,032)
Depreciation	695	663
Net amortization of investment securities	264	331
Net (gain) loss on disposal of premises and equipment	(96)	22
Write-down on premises and equipment	90
Deferred income taxes	20	220
Net gain on sale and of foreclosed assets	(103)
Net gain on sale of available for sale securities		(67)
Originations of mortgage loans held for sale	(112,070)	(55,882)
Proceeds from sales of mortgage loans held for sale	112,872	56,035
Net gain on sale of mortgage loans held for sale	(716)	(707)
ESOP compensation	71
Net change in cash value of life insurance	(399)	(404)
Gain on death benefit	(158)	(120)
Changes in operating assets and liabilities:
Mortgage servicing rights	(69)	167
Accrued interest receivable and other assets	1,215	(1,455)
Accrued interest payable and other liabilities	(87)	533
Net cash provided by (used in) operating activities	946	(683)
Cash flows from investing activities
Proceeds from sales of available for sale securities		14,392
Maturities, prepayments and calls of available for sale securities	10,308	7,479
Purchase of available for sale securities	(13,901)
Net decrease (increase) in loans	60,054	(38,624)
Net proceeds from sales of premises and equipment	801
Capital expenditures for premises and equipment	(668)	(1,187)
Proceeds from life insurance policies	872	856
Net decrease in FHLB stock	348	175
Proceeds from sales of foreclosed assets	237
Net cash provided by (used in) investing activities	58,051	(16,909)
Cash flows from financing activities
Net (decrease) increase in deposits	(61,541)	16,846
Net increase in advance payments by borrowers for taxes and insurance	441	855
Proceeds from stock offering	20,029
Purchase of ESOP shares	(1,755)
Proceeds from the issuance of FHLB advances	10,000
Principal payments on FHLB advances	(22,387)	(4,683)
Net cash (used in) provided by financing activities	(55,213)	13,018
Net increase (decrease) in cash and cash equivalents	3,784	(4,574)
Cash and cash equivalents at beginning of year	7,923	12,497
Cash and cash equivalents at end of year	11,707	7,923
Supplemental cash flow information:
Cash paid during the year for interest	4,920	$ 4,021
Cash paid (received) during the year for income taxes	(209)
Loans transferred to loans held for sale	29,360
Loans transferred to foreclosed assets	134
Bank premises transferred to other assets	$ 660