Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 11,507	$ 7,782
Fed funds sold	200	141
Cash and cash equivalents	11,707	7,923
Available for sale securities, stated at fair value	71,375	65,731
Loans held for sale	685	771
Loans, net of allowance for loan and lease losses of $2,000 and $3,262, respectively	310,674	369,830
Premises and equipment, net	6,681	8,163
Mortgage servicing rights, net	2,172	2,103
Federal Home Loan Bank (FHLB) stock, at cost	913	1,261
Accrued interest receivable	963	1,106
Cash value of life insurance	13,085	13,400
Other assets	9,754	10,811
TOTAL ASSETS	428,009	481,099
Liabilities and Stockholders' Equity
Deposits	344,596	406,137
Advance payments by borrowers for taxes and insurance	1,681	1,240
FHLB advances	17,623	30,010
Accrued interest payable	385	372
Other liabilities	5,059	5,159
Total liabilities	369,344	442,918
Common stock, $0.01 par value, 90,000,000 shares authorized 4,876,677 issued and outstanding as of December 31, 2019	49
Additional Paid in Capital	19,981
Unallocated common stock of Employee Stock Ownership Plan (ESOP), 168,507 shares as of December 31, 2019	(1,685)
Retained earnings	40,213	39,764
Accumulated other comprehensive income (loss), net of income taxes	107	(1,583)
Total stockholders' equity	58,665	38,181
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 428,009	$ 481,099