Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest and dividend income:
Loans, including fees	$ 3,294	$ 3,413
Securities, taxable	267	407
Other	56	41
Total interest and dividend income	3,617	3,861
Interest expense:
Interest-bearing deposits	256	850
Borrowed funds	200	110
Total interest expense	456	960
Net interest income	3,161	2,901
Provision for loan losses	0	0
Net interest income after provision for loan losses	3,161	2,901
Noninterest income:
Service charges and other fees	222	203
Loan servicing, net	574	(14)
Net gain on sale of loans	567	654
Net gain on sale of securities	12	7
Increase in cash surrender value of insurance	100	99
Change in market value of marketable equity securities	131	(324)
Other	4	(19)
Total noninterest income	1,610	606
Noninterest expense:
Salaries and employee benefits	2,455	1,684
Foreclosed assets, net		(9)
Advertising and promotions	18	32
Data processing	197	183
Occupancy and equipment	373	373
FDIC assessment	33	19
Other	1,013	791
Total noninterest expense	4,089	3,073
Income before income taxes	682	434
Income tax expense	161	147
Net income	$ 521	$ 287
Earnings per common share:
Basic	$ 0.11	$ 0.06
Diluted	$ 0.11	$ 0.06
Average common shares outstanding:
Basic	4,588,688	4,704,660
Diluted	4,697,342	4,705,531