Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 81,985	$ 87,977
Fed funds sold	1,496	4,549
Cash and cash equivalents	83,481	92,526
Available for sale securities, stated at fair value	67,940	58,703
Marketable equity securities, stated at fair value	3,146	2,992
Loans held for sale	2,828	2,484
Loans, net	327,565	329,073
Premises and equipment, net	6,134	6,275
Mortgage servicing rights, net	2,147	1,806
Federal Home Loan Bank (FHLB) stock, at cost	3,032	3,032
Accrued interest receivable	852	912
Cash value of life insurance	13,585	13,485
Other assets	6,406	5,469
TOTAL ASSETS	517,116	516,757
Liabilities and Stockholders' Equity
Deposits	377,658	379,848
Advance payments by borrowers for taxes and insurance	6,097	2,737
FHLB advances	67,912	68,398
Accrued interest payable	143	183
Other liabilities	5,307	5,583
Total liabilities	457,117	456,749
Common stock (par value $0.01 per share) Authorized—90,000,000 shares at March 31, 2021 and December 31, 2020 Issued—4,972,064 at March 31, 2021 and 4,961,626 at December 31, 2020 (includes 91,615 and 84,949 unvested shares, respectively) Outstanding—4,844,839 at March 31, 2021 and 4,834,401 at December 31, 2020 (includes 91,615 and 84,949 unvested shares, respectively)	49	49
Additional paid-in capital	20,180	20,134
Unallocated common stock of Employee Stock Ownership Plan (ESOP), 159,731 and 161,486 shares at March 31, 2021 and December 31, 2020, respectively	(1,597)	(1,615)
Less treasury stock at cost, 127,225 shares at March 31, 2021 and December 31, 2020	(1,228)	(1,228)
Retained earnings	42,051	41,530
Accumulated other comprehensive income, net of income taxes	544	1,138
Total stockholders' equity	59,999	60,008
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 517,116	$ 516,757