Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 87,977	$ 11,507
Fed funds sold	4,549	200
Cash and cash equivalents	92,526	11,707
Marketable equity securities, stated at fair value	2,992	2,553
Available for sale securities, stated at fair value	58,703	71,375
Loans held for sale	2,484	685
Loans, net	329,073	310,674
Premises and equipment, net	6,275	6,681
Mortgage servicing rights, net	1,806	2,172
Federal Home Loan Bank (FHLB) stock, at cost	3,032	913
Accrued interest receivable	912	963
Cash value of life insurance	13,485	13,085
Other assets	5,469	7,201
TOTAL ASSETS	516,757	428,009
Liabilities and Stockholders' Equity
Deposits	379,848	344,596
Advance payments by borrowers for taxes and insurance	2,737	1,681
FHLB advances	68,398	17,623
Accrued interest payable	183	385
Other liabilities	5,583	5,059
Total liabilities	456,749	369,344
Common stock (par value $0.01 per share) Authorized - 90,000,000 shares at December 31, 2020 and December 31, 2019 Issued - 4,961,626 at December 31, 2020 and 4,876,677 December 31, 2019 (includes 84,949 and 0 unvested shares, respectively) Outstanding - 4,834,401 at December 31, 2020 and 4,876,677 at December 31, 2019 (includes 84,949 and 0 unvested shares, respectively)	49	49
Additional paid-in capital	20,134	19,981
Unallocated common stock of Employee Stock Ownership Plan (ESOP), 161,486 and 168,507 shares as of December 31, 2020 and December 31, 2019, respectively	(1,615)	(1,685)
Less treasury stock at cost, 127,225 and 0 shares, at December 31, 2020 and December 31, 2019, respectively	(1,228)
Retained earnings	41,530	40,213
Accumulated other comprehensive income, net of income taxes	1,138	107
Total stockholders' equity	60,008	58,665
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 516,757	$ 428,009