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Consolidated Statements of Cash flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash flows from operating activities:    
Net income (loss) $ 287 $ (471)
Adjustments to reconcile net loss to net cash from operating activities:    
Net amortization of investment securities 68 63
Depreciation 167 172
Net (gain) loss on sale of premises and equipment 33 (97)
Change in fair value of equity securities 324 0
Net gain on sale of available for sale securities (7) 0
Provision for (benefit from) deferred income tax 186 (203)
Originations of mortgage loans held for sale (27,365) (17,201)
Proceeds from sales of mortgage loans held for sale 27,580 16,863
Net gain on sale of mortgage loans held for sale (654) (124)
ESOP compensation 18 0
Net change in cash value of life insurance (99) (100)
Changes in operating assets and liabilities:    
Mortgage servicing rights 236 (14)
Accrued interest receivable and other assets (566) (106)
Accrued interest payable and other liabilities (1,462) 80
Net cash (used in) provided by operating activities (1,254) (1,138)
Cash Flows From Investing Activities    
Proceeds from sales of available for sale securities 279 0
Maturities, prepayments, and calls of available for sale securities 3,961 1,942
Net decrease in loans 7,582 9,747
Net capital receipts (expenditures) for premises and equipment (135) 396
Cash paid, net of cash received for sale of branch 0 (3,490)
Net decrease (increase) in Federal Home Loan Bank stock (1,590) 277
Net cash provided by (used in) investing activities 10,097 8,872
Cash Flows From Financing Activities    
Net (decrease) increase in deposits (20,374) 3,018
Net increase in advance payments by borrowers for taxes and insurance 3,741 3,093
Proceeds from stock offering 0 18,274
Proceeds from issuance of Federal Home Loan Bank advances 38,000 0
Principal payments on Federal Home Loan Bank advances (9) (5,359)
Net cash (used in) provided by financing activities 21,358 19,026
Net increase (decrease) in cash and cash equivalents 30,201 26,760
Cash and cash equivalents at beginning of period 11,707 7,923
Cash and cash equivalents at end of period 41,908 34,683
Supplemental cash flow information:    
Cash paid during the year for interest 952 1,172
Noncash activities:    
Loans transferred to loans held for sale 124 0
1895 Bancorp of Wisconsin, Inc. common stock held by PyraMax Bank reclassified to treasury stock 175 $ 0
Cash 3,490  
Premises and equipment 686  
Deposits $ 4,290