Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income:
Loans, including fees	$ 3,413	$ 3,988
Securities, taxable	407	392
Other	41	65
Total interest and dividend income	3,861	4,445
Interest expense:
Interest-bearing deposits	850	1,180
Borrowed funds	110	123
Total interest expense	960	1,303
Net interest income	2,901	3,142
Provision for loan losses	0	0
Net interest income after provision for loan losses	2,901	3,142
Noninterest income:
Service charges and other fees	203	186
Loan servicing, net	(14)	222
Net gain on sale of loans	654	124
Net gain on sale of securities	7	0
Increase in cash surrender value of insurance	99	100
Other	(343)	118
Total noninterest income	606	750
Noninterest expense:
Salaries and employee benefits	1,684	2,427
Foreclosed assets, net	(9)	7
Advertising and promotions	32	56
Data processing	183	206
Occupancy and equipment	373	458
FDIC assessment	19	93
Other	791	1,325
Total noninterest expense	3,073	4,572
Income (loss) before income taxes	434	(680)
Income tax expense (benefit)	147	(209)
Net income (loss)	$ 287	$ (471)
Earnings per common share:
Basic	$ 0.06	$ (0.10)
Diluted	$ 0.06	$ (0.10)
Average common shares outstanding:
Basic	4,704,660	4,701,149
Diluted	4,705,531	4,701,149