Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 32,044	$ 7,782
Fed funds sold	4,116	141
Cash and cash equivalents	36,160	7,923
Available for sale securities, stated at fair value	68,465	65,731
Loans held for sale	3,616	771
Loans, net of allowance for loan losses of $3,187 and $3,262 respectively	340,431	369,830
Premises and equipment, net	7,578	8,163
Mortgage servicing rights, net	2,263	2,103
Federal Home Loan Bank stock, at cost	913	1,261
Accrued interest receivable	1,120	1,106
Cash value of life insurance	12,887	13,400
Foreclosed assets	134	0
Other assets	9,742	10,811
TOTAL ASSETS	483,309	481,099
Liabilities and Stockholders' Equity
Deposits	398,713	406,137
Advance payments by borrowers for taxes and insurance	9,139	1,240
Federal Home Loan Bank advances	12,642	30,010
Accrued interest payable	575	372
Other liabilities	4,725	5,159
Total liabilities	425,794	442,918
Common stock, $0.01 par value, 90,000,000 shares authorized, 4,876,677 shares issued as of June 30, 2019	49
Additional paid-in capital	19,978
Unallocated common stock of Employee Stock Ownership Plan, 172,017 shares as of June 30, 2019	(1,720)
Retained earnings	39,284	39,764
Accumulated other comprehensive loss, net of income taxes	(76)	(1,583)
Total stockholders' equity	57,515	38,181
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 483,309	$ 481,099