Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 8,784	$ 12,497
Fed funds sold	172
Cash and cash equivalents	8,956	12,497
Available for sale securities, stated at fair value	66,875	88,955
Loans held for sale	901	217
Loans, net of allowance for loan and lease losses of $3,242 and $3,093, respectively	369,973	331,206
Federal Home Loan Bank stock, at cost	1,525	1,436
Premises and equipment, net	7,851	7,661
Mortgage servicing rights, net	2,137	2,270
Accrued interest receivable	1,223	1,214
Cash value of life insurance	13,302	13,732
Other assets	10,101	9,173
TOTAL ASSETS	482,844	468,361
Liabilities and Equity
Deposits	392,296	389,291
Advance payments by borrowers for taxes and insurance	10,571	385
Federal Home Loan Bank advances	36,668	34,693
Accrued interest payable	343	340
Other liabilities	5,217	4,658
Total liabilities	445,095	429,367
Retained earnings	39,705	39,782
Accumulated other comprehensive loss, net of income taxes	(1,956)	(788)
Total equity	37,749	38,994
TOTAL LIABILITIES AND EQUITY	$ 482,844	$ 468,361