Income Taxes	9 Months Ended
Sep. 30, 2018
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 9 – INCOME TAXES Deferred tax assets are deferred tax consequences attributable to deductible temporary differences and carryforwards. After the deferred tax asset has been measured using the applicable enacted tax rate and provisions of the enacted tax law, it is then necessary to assess the need for a valuation allowance. A valuation allowance is needed when, based on the weight of the available evidence, it is more likely than not that some portion of the deferred asset will not be realized. As required by generally accepted accounting principles, available evidence is weighted heavily on cumulative losses, with less weight placed on future projected profitability. Realization of the deferred tax asset is dependent on whether there will be sufficient future taxable income of the appropriate character in the period during which deductible temporary differences reverse or within the carryforward periods available under tax law. Management determined there was enough reasonable evidence under current tax laws to reverse the December 31, 2016 valuation allowance of $4,757 in 2017. Income tax benefit decreased $4,317, or 95.9%, to ($186) for the nine months ended September 30, 2018, compared to ($4,503) during the nine months ended September 30, 2017. Income tax benefit was recognized on the statement of operations during the nine months ended September 30, 2018, at an effective rate of 70.5% of pretax income, compared to an effective rate of (635.1)% during the nine months ended September 30, 2017. The increase in the effective rate primarily resulted from the federal tax rate decrease from 35% to 21% as a result of the Tax Cuts and Jobs Act that was enacted into law on December 31, 2017. Income tax expense decreased $78, or 90.7%, to $8 during the three months ended September 30, 2018, compared to $86 during the three months ended September 30, 2017. Income tax expense was recognized on the statement of operations during the three months ended September 30, 2018, at an effective rate of 3.1% of pretax income, compared to an effective rate of 31.7% during the three months ended September 30, 2017. The decrease in the effective rate primarily resulted from tax exempt cash surrender value of bank-owned life insurance policies, and a tax benefit from death benefits received from these policies during the three months ended September 30, 2018.

NOTE 9 – INCOME TAXES

Deferred tax assets are deferred tax consequences attributable to deductible temporary differences and carryforwards. After the deferred tax asset has been measured using the applicable enacted tax rate and provisions of the enacted tax law, it is then necessary to assess the need for a valuation allowance. A valuation allowance is needed when, based on the weight of the available evidence, it is more likely than not that some portion of the deferred asset will not be realized. As required by generally accepted accounting principles, available evidence is weighted heavily on cumulative losses, with less weight placed on future projected profitability. Realization of the deferred tax asset is dependent on whether there will be sufficient future taxable income of the appropriate character in the period during which deductible temporary differences reverse or within the carryforward periods available under tax law. Management determined there was enough reasonable evidence under current tax laws to reverse the December 31, 2016 valuation allowance of $4,757 in 2017.

Income tax benefit decreased $4,317, or 95.9%, to ($186) for the nine months ended September 30, 2018, compared to ($4,503) during the nine months ended September 30, 2017. Income tax benefit was recognized on the statement of operations during the nine months ended September 30, 2018, at an effective rate of 70.5% of pretax income, compared to an effective rate of (635.1)% during the nine months ended September 30, 2017. The increase in the effective rate primarily resulted from the federal tax rate decrease from 35% to 21% as a result of the Tax Cuts and Jobs Act that was enacted into law on December 31, 2017.

Income tax expense decreased $78, or 90.7%, to $8 during the three months ended September 30, 2018, compared to $86 during the three months ended September 30, 2017. Income tax expense was recognized on the statement of operations during the three months ended September 30, 2018, at an effective rate of 3.1% of pretax income, compared to an effective rate of 31.7% during the three months ended September 30, 2017. The decrease in the effective rate primarily resulted from tax exempt cash surrender value of bank-owned life insurance policies, and a tax benefit from death benefits received from these policies during the three months ended September 30, 2018.