CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income:
Loans, including fees	$ 13,152	$ 11,218	$ 37,686	$ 31,217
Securities:
Taxable	336	213	892	549
Tax-exempt	64	112	273	336
Cash and cash equivalents	38	30	136	75
Total interest income	13,590	11,573	38,987	32,177
Interest expense:
Deposits	3,633	2,485	10,584	6,171
Borrowings	683	710	1,731	1,790
Total interest expense	4,316	3,195	12,315	7,961
Net interest income	9,274	8,378	26,672	24,216
Provision for loan losses	705	291	938	1,258
Net interest income after provision for loan losses	8,569	8,087	25,734	22,958
Non-interest income:
Mortgage banking income	7,910	8,274	19,139	20,407
Wealth management income	922	930	2,698	2,996
SBA loan income	645		1,160
Earnings on investment in life insurance	74	74	218	225
Net change in the fair value of derivative instruments		70	(16)	59
Net change in the fair value of loans held-for-sale	54	(300)	(82)	(241)
Net change in the fair value of loans held-for-investment	(24)	(103)	390	(289)
Gain on sale of investment securities available-for-sale	74		212
Service charges	28	27	82	87
Other	131	195	387	1,647
Total non-interest income	9,814	9,167	24,188	24,891
Non-interest expenses:
Salaries and employee benefits	9,319	8,901	25,789	26,719
Occupancy and equipment	946	920	2,845	2,870
Loan expenses	758	769	1,877	1,962
Professional fees	820	714	2,000	1,670
Advertising and promotion	574	590	1,769	1,802
Data processing	343	334	990	924
Information technology	334	268	919	836
Communications	155	197	510	683
Other	903	1,060	3,813	2,923
Total non-interest expenses	14,152	13,753	40,512	40,389
Income before income taxes	4,231	3,501	9,410	7,460
Income tax expense	914	774	2,065	1,661
Net income	$ 3,317	$ 2,727	$ 7,345	$ 5,799
Basic earnings per common share	$ 0.52	$ 0.43	$ 1.15	$ 0.91
Diluted earnings per common share	$ 0.52	$ 0.42	$ 1.14	$ 0.90