CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest income:
Loans, including fees	$ 11,887	$ 9,493
Securities:
Taxable	278	168
Tax-exempt	109	112
Cash and cash equivalents	50	23
Total interest income	12,324	9,796
Interest expense:
Deposits	3,236	1,659
Borrowings	611	445
Total interest expense	3,847	2,104
Net interest income	8,477	7,692
Provision for loan losses	219	554
Net interest income after provision for loan losses	8,258	7,138
Non-interest income:
Mortgage banking income	4,908	4,821
Wealth management income	864	1,078
Earnings on investment in life insurance	72	78
Net change in the fair value of derivative instruments	16	207
Net change in the fair value of loans held-for-sale	90	(3)
Net change in the fair value of loans held-for-investment	324	(171)
Service charges	27	32
Other	146	1,014
Total non-interest income	6,447	7,056
Non-interest expenses:
Salaries and employee benefits	7,727	8,436
Occupancy and equipment	963	960
Loan expenses	468	532
Professional fees	472	479
Advertising and promotion	465	581
Data processing	324	288
Information technology	266	325
Communications	192	246
Other	1,240	715
Total non-interest expenses	12,117	12,562
Income before income taxes	2,588	1,632
Income tax expense	582	362
Net income	$ 2,006	$ 1,270
Basic earnings per common share	$ 0.31	$ 0.20
Diluted earnings per common share	$ 0.31	$ 0.20