Segment (Tables)

12 Months Ended

Dec. 31, 2019

Segments

Schedule of business segment financial information

	Year Ended December 31, 2019					Year Ended December 31, 2018
(Dollars in thousands)	Bank		Wealth	Mortgage	Total	Bank		Wealth	Mortgage	Total
Net interest income	$	36,019	65	252	36,336	$	31,807	289	561	32,657
Provision for loan losses		901	—	—	901		1,577	—	—	1,577
Net interest income after provision		35,118	65	252	35,435		30,230	289	561	31,080
Non-interest Income
Mortgage banking income		268	—	25,899	26,167		124	—	26,063	26,187
Wealth management income		92	3,532	—	3,624		200	3,717	—	3,917
SBA income		1,448	—	—	1,448		—	—	—	—
Net change in fair values		(29)	—	518	489		—	—	(368)	(368)
Other		1,814	—	(444)	1,370		1,641	—	978	2,619
Non-interest income		3,593	3,532	25,973	33,098		1,965	3,717	26,673	32,355
Non-interest Expense
Salaries and employee benefits		16,408	2,194	16,555	35,157		13,803	1,897	19,094	34,794
Occupancy and equipment		2,166	126	1,514	3,806		2,114	131	1,534	3,779
Professional fees		1,494	18	1,102	2,614		1,709	21	432	2,162
Advertising and promotion		1,502	347	626	2,475		1,197	432	726	2,355
Other		6,362	580	4,025	10,967		5,285	752	3,818	9,855
Non-interest expense		27,932	3,266	23,822	55,019		24,108	3,233	25,604	52,945
Operating Margin	$	10,780	331	2,403	13,514	$	8,087	773	1,630	10,490
Total Assets	$	1,112,862	5,234	31,923	1,150,019	$	951,224	6,146	40,110	997,480