The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vaccinex Inc COM 918640103   6 10,000 SH   SOLE   10,000 0 0
WisdomTree Yield Enhanced U.S. Aggregate Bond Fund YIELD ENHANCD US 97717X511   171 4,006 SH   SOLE   4,006 0 0
Stryker Corp COM 863667101   206 844 SH   SOLE   844 0 0
United BankShares Inc WV COM 909907107   207 5,118 SH   SOLE   5,118 0 0
Schwab Strategic Tr US TIPS ETF 808524870   210 4,050 SH   SOLE   4,050 0 0
Deere & Company COM 244199105   210 490 SH   SOLE   490 0 0
Quest Diagnostics Inc COM 74834L100   219 1,400 SH   SOLE   1,400 0 0
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499   229 3,400 SH   SOLE   3,400 0 0
Union Pacific Corp COM 907818108   230 1,110 SH   SOLE   1,110 0 0
Walt Disney Co COM 254687106   231 2,659 SH   SOLE   2,659 0 0
Intel Corp COM 458140100   238 9,000 SH   SOLE   9,000 0 0
Mastercard Inc CL A 57636Q104   240 689 SH   SOLE   689 0 0
HP Inc COM 40434L105   244 9,063 SH   SOLE   9,063 0 0
Zoom Video Communications Inc CL A 98980L101   254 3,750 SH   SOLE   3,750 0 0
Nucor Corp COM 670346105   266 2,016 SH   SOLE   2,016 0 0
Honeywell International COM 438516106   267 1,246 SH   SOLE   1,246 0 0
Kimberly-Clark Corp COM 494368103   272 2,000 SH   SOLE   2,000 0 0
Okta Inc Com Cl A CL A 679295105   279 4,083 SH   SOLE   4,083 0 0
Corning Inc COM 219350105   283 8,849 SH   SOLE   8,849 0 0
Procter & Gamble Co COM 742718109   303 1,996 SH   SOLE   1,996 0 0
Vanguard Small-Cap SMALL CP ETF 922908751   319 1,740 SH   SOLE   1,740 0 0
Broadstone Net Lease Inc COM 11135E203   326 20,133 SH   SOLE   20,133 0 0
AbbVie Inc COM 00287Y109   358 2,214 SH   SOLE   2,214 0 0
Phillips 66 COM 718546104   378 3,628 SH   SOLE   3,628 0 0
Goldman Sachs Group Inc COM 38141G104   381 1,110 SH   SOLE   1,110 0 0
Pepsico Incorporated COM 713448108   419 2,320 SH   SOLE   2,320 0 0
NextEra Energy Partners LP COM UNIT PART IN 65341B106   428 6,107 SH   SOLE   6,107 0 0
Textron Inc COM 883203101   438 6,192 SH   SOLE   6,192 0 0
iShares Barclays 7-10 Yr Treasury Bond 7-10 YR TRSY BD 464287440   458 4,785 SH   SOLE   4,785 0 0
Rio Tinto PLC Spons ADR SPONSORED ADR 767204100   467 6,554 SH   SOLE   6,554 0 0
SPDR Portfolio Mortgage Backed Bond ETF PORT MTG BK ETF 78464A383   478 22,023 SH   SOLE   22,023 0 0
Goodyear Tire & Rubber COM 382550101   499 49,184 SH   SOLE   49,184 0 0
Regions Financial Corp COM 7591EP100   539 25,000 SH   SOLE   25,000 0 0
Altria Group Inc COM 02209S103   545 11,913 SH   SOLE   11,913 0 0
iShares Core S&P 500 CORE S&P500 ETF 464287200   597 1,555 SH   SOLE   1,555 0 0
Truist Financial Corp COM 89832Q109   617 14,336 SH   SOLE   14,336 0 0
McDonald's Corporation COM 580135101   624 2,368 SH   SOLE   2,368 0 0
iShares U.S. Home Construction ETF US HOME CONS ETF 464288752   639 10,542 SH   SOLE   10,542 0 0
Vanguard Mid-Cap Growth ETF MCAP GR IDXVIP 922908538   669 3,723 SH   SOLE   3,723 0 0
Livent Corp COM 53814L108   681 34,287 SH   SOLE   34,287 0 0
Marathon Petroleum Corp COM 56585A102   690 5,930 SH   SOLE   5,930 0 0
Ross Stores Inc COM 778296103   696 6,000 SH   SOLE   6,000 0 0
Vanguard Mid-Cap MID CAP ETF 922908629   736 3,611 SH   SOLE   3,611 0 0
General Dynamics Corporation COM 369550108   744 3,000 SH   SOLE   3,000 0 0
American Express Co COM 025816109   765 5,176 SH   SOLE   5,176 0 0
Ameriprise Financial Inc COM 03076C106   776 2,492 SH   SOLE   2,492 0 0
Cisco Systems Inc COM 17275R102   781 16,400 SH   SOLE   16,400 0 0
The Travelers Companies Inc COM 89417E109   811 4,325 SH   SOLE   4,325 0 0
Kroger Company COM 501044101   815 18,271 SH   SOLE   18,271 0 0
Devon Energy Corporation COM 25179M103   815 13,245 SH   SOLE   13,245 0 0
Regeneron Pharmaceuticals COM 75886F107   844 1,170 SH   SOLE   1,170 0 0
Bank of America Corp COM 060505104   846 25,539 SH   SOLE   25,539 0 0
Pfizer Inc COM 717081103   878 17,135 SH   SOLE   17,135 0 0
Best Buy Inc COM 086516101   882 10,997 SH   SOLE   10,997 0 0
Gilead Sciences Inc COM 375558103   883 10,290 SH   SOLE   10,290 0 0
Target Corporation COM 87612E106   906 6,080 SH   SOLE   6,080 0 0
Roper Technologies Inc COM 776696106   951 2,202 SH   SOLE   2,202 0 0
Bristol-Myers Squibb Company COM 110122108   1,015 14,110 SH   SOLE   14,110 0 0
Texas Instruments Inc COM 882508104   1,062 6,425 SH   SOLE   6,425 0 0
NVIDIA Corp COM 67066G104   1,068 7,309 SH   SOLE   7,309 0 0
Invesco Variable Rate Preferred VAR RATE PFD 46138G870   1,122 50,110 SH   SOLE   50,110 0 0
W.W. Grainger Inc COM 384802104   1,152 2,071 SH   SOLE   2,071 0 0
Conagra Brands Inc COM 205887102   1,199 30,971 SH   SOLE   30,971 0 0
Johnson & Johnson COM 478160104   1,199 6,787 SH   SOLE   6,787 0 0
US Bancorp COM NEW 902973304   1,228 28,167 SH   SOLE   28,167 0 0
FMC Corp COM NEW 302491303   1,324 10,611 SH   SOLE   10,611 0 0
SPDR S&P 500 Trust TR UNIT 78462F103   1,382 3,613 SH   SOLE   3,613 0 0
Vanguard Total Stock Market TOTAL STK MKT 922908769   1,419 7,422 SH   SOLE   7,422 0 0
Comcast Corp A CL A 20030N101   1,449 41,433 SH   SOLE   41,433 0 0
JB Hunt Transport Services Inc COM 445658107   1,530 8,773 SH   SOLE   8,773 0 0
Archer Daniels Midland Co COM 039483102   1,559 16,792 SH   SOLE   16,792 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   1,570 6,491 SH   SOLE   6,491 0 0
UnitedHealth Group Inc COM 91324P102   1,603 3,024 SH   SOLE   3,024 0 0
Cheniere Energy Inc COM NEW 16411R208   1,615 10,770 SH   SOLE   10,770 0 0
DexCom Inc COM 252131107   1,695 14,969 SH   SOLE   14,969 0 0
Eli Lilly and Company COM 532457108   1,707 4,666 SH   SOLE   4,666 0 0
Lowe's Companies Inc COM 548661107   1,758 8,825 SH   SOLE   8,825 0 0
TJX Companies Inc COM 872540109   1,770 22,240 SH   SOLE   22,240 0 0
Accenture PLC SHS CLASS A G1151C101   1,808 6,775 SH   SOLE   6,775 0 0
Marsh & McLennan Co Inc COM 571748102   1,835 11,090 SH   SOLE   11,090 0 0
Clearway Energy Inc Cl C CL C 18539C204   1,951 61,228 SH   SOLE   61,228 0 0
Rockwell Automation Inc COM 773903109   1,960 7,609 SH   SOLE   7,609 0 0
Vanguard Short Term Corp Bond SHRT TRM CORP BD 92206C409   2,028 26,977 SH   SOLE   26,977 0 0
General Mills Inc COM 370334104   2,035 24,266 SH   SOLE   24,266 0 0
Kinder Morgan Inc COM 49456B101   2,071 114,541 SH   SOLE   114,541 0 0
Digital Realty Trust Inc COM 253868103   2,072 20,659 SH   SOLE   20,659 0 0
Capital One Financial Corp COM 14040H105   2,101 22,606 SH   SOLE   22,606 0 0
Merck & Co Inc COM 58933Y105   2,131 19,210 SH   SOLE   19,210 0 0
Raytheon Technologies Corp COM 75513E101   2,139 21,199 SH   SOLE   21,199 0 0
Ryder System Inc COM 783549108   2,154 25,778 SH   SOLE   25,778 0 0
Oracle Corporation COM 68389X105   2,215 27,101 SH   SOLE   27,101 0 0
Williams Companies COM 969457100   2,221 67,505 SH   SOLE   67,505 0 0
Pathward Financial Inc COM 59100U108   2,410 2,409,969 SH   SOLE   2,409,969 0 0
Dominion Energy Inc COM 25746U109   2,420 39,457 SH   SOLE   39,457 0 0
Walmart Inc COM 931142103   2,832 19,971 SH   SOLE   19,971 0 0
First Solar Inc COM 336433107   2,863 19,114 SH   SOLE   19,114 0 0
ConocoPhillips COM 20825C104   2,872 24,339 SH   SOLE   24,339 0 0
Home Depot Inc COM 437076102   2,875 9,103 SH   SOLE   9,103 0 0
iShares TIPS Bond TIPS BD ETF 464287176   2,887 27,123 SH   SOLE   27,123 0 0
American Electric Power Co Inc COM 025537101   2,903 30,573 SH   SOLE   30,573 0 0
iShares 3-7 Year Treasury Bond ETF 3 7 YR TREAS BD 464288661   2,914 25,367 SH   SOLE   25,367 0 0
iShares Floating Rate FLTG RATE NT ETF 46429B655   3,017 59,942 SH   SOLE   59,942 0 0
Iron Mountain Inc COM 46284V101   3,115 62,488 SH   SOLE   62,488 0 0
SPDR S&P Bank S&P BK ETF 78464A797   3,117 69,029 SH   SOLE   69,029 0 0
Equinix Inc COM 29444U700   3,161 4,825 SH   SOLE   4,825 0 0
NextEra Energy Inc COM 65339F101   3,227 38,595 SH   SOLE   38,595 0 0
JP Morgan Chase & Co. COM 46625H100   3,257 24,289 SH   SOLE   24,289 0 0
Duke Energy Corp COM NEW 26441C204   3,324 32,275 SH   SOLE   32,275 0 0
Southern Company COM 842587107   3,387 47,426 SH   SOLE   47,426 0 0
Albemarle Corp COM 012653101   3,439 15,858 SH   SOLE   15,858 0 0
Chevron Corp COM 166764100   3,601 20,064 SH   SOLE   20,064 0 0
CVS Health Corp COM 126650100   3,694 39,640 SH   SOLE   39,640 0 0
SPDR Industrial Select Sector ETF SBI INT-INDS 81369Y704   3,843 39,135 SH   SOLE   39,135 0 0
Blackrock Income Tr Inc COM NEW 09247F209   3,914 317,212 SH   SOLE   317,212 0 0
Exxon Mobil Corporation COM 30231G102   4,108 37,244 SH   SOLE   37,244 0 0
SPDR S&P Regional Banking S&P REGL BKG 78464A698   4,168 70,960 SH   SOLE   70,960 0 0
International Business Machines COM 459200101   4,666 33,120 SH   SOLE   33,120 0 0
Thermo Fisher Scientific Inc COM 883556102   4,906 8,909 SH   SOLE   8,909 0 0
Microsoft Corp COM 594918104   4,985 20,788 SH   SOLE   20,788 0 0
SPDR Portfolio Interm Term Corp Bd ETF PORTFOLIO INTRMD 78464A375   5,548 174,298 SH   SOLE   174,298 0 0
SPDR Energy Select Sector ETF ENERGY 81369Y506   5,654 64,641 SH   SOLE   64,641 0 0
Vanguard Total Bond Market TOTAL BND MRKT 921937835   5,701 79,350 SH   SOLE   79,350 0 0
Vanguard S&P 500 S&P 500 ETF SHS 922908363   5,738 16,332 SH   SOLE   16,332 0 0
SPDR Portfolio S&P 500 ETF PORTFOLIO S&P500 78464A854   6,782 150,773 SH   SOLE   150,773 0 0
SPDR Portfolio Short Term Corp Bd ETF PORTFOLIO SHORT 78464A474   6,944 236,349 SH   SOLE   236,349 0 0
Apple Inc COM 037833100   7,639 58,790 SH   SOLE   58,790 0 0
SPDR Utilities Select Sector SBI INT-UTILS 81369Y886   9,361 132,784 SH   SOLE   132,784 0 0
iShares 0-5 Year High Yield Corporate Bond 0-5YR HI YL CP 46434V407   17,167 419,826 SH   SOLE   419,826 0 0
Vanguard Mortgage Backed Sec Indx ETF MTG-BKD SECS ETF 92206C771   17,921 393,700 SH   SOLE   393,700 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357   20,966 148,432 SH   SOLE   148,432 0 0
Invesco Variable Rate Investment Grade VAR RATE INVT 46090A879   23,083 934,150 SH   SOLE   934,150 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102   23,904 413,416 SH   SOLE   413,416 0 0
iShares Short-Term Corporate Bond ETF ISHS 1-5YR INVS 464288646   24,675 495,283 SH   SOLE   495,283 0 0
Vanguard Short-Term Inflation Protected Secs STRM INFPROIDX 922020805   26,761 572,912 SH   SOLE   572,912 0 0