The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 1 3 YR TREAS BD 464287457   7,050,672 85,942 SH   SOLE   0 0 85,942
ALPHABET INC CAP STK CL A 02079K305   6,052,069 43,325 SH   SOLE   0 0 43,325
ALPHABET INC CAP STK CL C 02079K107   1,907,595 13,536 SH   SOLE   0 0 13,536
MASTERCARD INCORPORATED CL A 57636Q104   4,311,261 10,108 SH   SOLE   0 0 10,108
META PLATFORMS INC CL A 30303M102   2,920,878 8,252 SH   SOLE   0 0 8,252
COMCAST CORP NEW CL A 20030N101   1,474,042 33,616 SH   SOLE   0 0 33,616
MARRIOTT INTL INC NEW CL A 571903202   1,472,641 6,530 SH   SOLE   0 0 6,530
CHARTER COMMUNICATIONS INC N CL A 16119P108   284,125 731 SH   SOLE   0 0 731
CONSTELLATION BRANDS INC CL A 21036P108   268,826 1,112 SH   SOLE   0 0 1,112
UNITED PARCEL SERVICE INC CL B 911312106   495,508 3,151 SH   SOLE   0 0 3,151
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,861,529 16,435 SH   SOLE   0 0 16,435
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   9,850,238 98,438 SH   SOLE   0 0 98,438
APPLE INC COM 037833100   17,742,468 92,154 SH   SOLE   0 0 92,154
MICROSOFT CORP COM 594918104   17,632,866 46,891 SH   SOLE   0 0 46,891
AMAZON COM INC COM 023135106   7,841,623 51,610 SH   SOLE   0 0 51,610
JPMORGAN CHASE & CO COM 46625H100   5,336,152 31,371 SH   SOLE   0 0 31,371
WALMART INC COM 931142103   5,234,498 33,203 SH   SOLE   0 0 33,203
UNITEDHEALTH GROUP INC COM 91324P102   4,583,915 8,707 SH   SOLE   0 0 8,707
CHEVRON CORP NEW COM 166764100   3,851,328 25,820 SH   SOLE   0 0 25,820
BROADCOM INC COM 11135F101   3,829,953 3,431 SH   SOLE   0 0 3,431
JOHNSON & JOHNSON COM 478160104   3,672,038 23,428 SH   SOLE   0 0 23,428
SCHWAB CHARLES CORP COM 808513105   3,606,330 52,418 SH   SOLE   0 0 52,418
GOLDMAN SACHS GROUP INC COM 38141G104   3,249,777 8,424 SH   SOLE   0 0 8,424
MERCK & CO INC COM 58933Y105   3,046,386 27,943 SH   SOLE   0 0 27,943
NVIDIA CORPORATION COM 67066G104   2,996,112 6,050 SH   SOLE   0 0 6,050
DANAHER CORPORATION COM 235851102   2,806,746 12,133 SH   SOLE   0 0 12,133
ORACLE CORP COM 68389X105   2,732,029 25,913 SH   SOLE   0 0 25,913
THERMO FISHER SCIENTIFIC INC COM 883556102   2,436,378 4,590 SH   SOLE   0 0 4,590
HOME DEPOT INC COM 437076102   2,254,099 6,504 SH   SOLE   0 0 6,504
BOEING CO COM 097023105   2,243,885 8,608 SH   SOLE   0 0 8,608
DOW INC COM 260557103   2,240,346 40,852 SH   SOLE   0 0 40,852
COSTCO WHSL CORP NEW COM 22160K105   2,186,904 3,313 SH   SOLE   0 0 3,313
INTERNATIONAL BUSINESS MACHS COM 459200101   2,097,084 12,822 SH   SOLE   0 0 12,822
CATERPILLAR INC COM 149123101   2,089,761 7,068 SH   SOLE   0 0 7,068
AMGEN INC COM 031162100   2,070,784 7,190 SH   SOLE   0 0 7,190
UNION PAC CORP COM 907818108   1,926,333 7,843 SH   SOLE   0 0 7,843
WASTE MGMT INC DEL COM 94106L109   1,843,780 10,295 SH   SOLE   0 0 10,295
PEPSICO INC COM 713448108   1,757,754 10,349 SH   SOLE   0 0 10,349
EXXON MOBIL CORP COM 30231G102   1,724,832 17,252 SH   SOLE   0 0 17,252
MCDONALDS CORP COM 580135101   1,522,002 5,133 SH   SOLE   0 0 5,133
ANALOG DEVICES INC COM 032654105   1,474,174 7,424 SH   SOLE   0 0 7,424
TESLA INC COM 88160R101   1,466,280 5,901 SH   SOLE   0 0 5,901
ELI LILLY & CO COM 532457108   1,466,044 2,515 SH   SOLE   0 0 2,515
EMERSON ELEC CO COM 291011104   1,450,151 14,899 SH   SOLE   0 0 14,899
PUBLIC STORAGE COM 74460D109   1,381,964 4,531 SH   SOLE   0 0 4,531
VERIZON COMMUNICATIONS INC COM 92343V104   1,309,037 34,722 SH   SOLE   0 0 34,722
PACCAR INC COM 693718108   1,295,181 13,264 SH   SOLE   0 0 13,264
PROCTER AND GAMBLE CO COM 742718109   1,274,071 8,694 SH   SOLE   0 0 8,694
SALESFORCE INC COM 79466L302   1,235,969 4,697 SH   SOLE   0 0 4,697
CHIPOTLE MEXICAN GRILL INC COM 169656105   1,234,958 540 SH   SOLE   0 0 540
PARKER-HANNIFIN CORP COM 701094104   1,192,522 2,589 SH   SOLE   0 0 2,589
STAG INDL INC COM 85254J102   1,117,584 28,466 SH   SOLE   0 0 28,466
COCA COLA CO COM 191216100   1,083,312 18,383 SH   SOLE   0 0 18,383
CISCO SYS INC COM 17275R102   1,063,735 21,056 SH   SOLE   0 0 21,056
HILTON WORLDWIDE HLDGS INC COM 43300A203   1,041,009 5,717 SH   SOLE   0 0 5,717
INTUIT COM 461202103   1,018,212 1,629 SH   SOLE   0 0 1,629
NETFLIX INC COM 64110L106   977,655 2,008 SH   SOLE   0 0 2,008
VERTEX PHARMACEUTICALS INC COM 92532F100   943,985 2,320 SH   SOLE   0 0 2,320
PFIZER INC COM 717081103   917,639 31,874 SH   SOLE   0 0 31,874
LAM RESEARCH CORP COM 512807108   914,913 1,168 SH   SOLE   0 0 1,168
TJX COS INC NEW COM 872540109   836,222 8,914 SH   SOLE   0 0 8,914
PALO ALTO NETWORKS INC COM 697435105   769,047 2,608 SH   SOLE   0 0 2,608
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   765,965 12,526 SH   SOLE   0 0 12,526
BRISTOL-MYERS SQUIBB CO COM 110122108   704,151 13,723 SH   SOLE   0 0 13,723
CARRIER GLOBAL CORPORATION COM 14448C104   637,752 11,101 SH   SOLE   0 0 11,101
XYLEM INC COM 98419M100   569,523 4,980 SH   SOLE   0 0 4,980
S&P GLOBAL INC COM 78409V104   559,460 1,270 SH   SOLE   0 0 1,270
LULULEMON ATHLETICA INC COM 550021109   466,808 913 SH   SOLE   0 0 913
MICROCHIP TECHNOLOGY INC. COM 595017104   463,164 5,136 SH   SOLE   0 0 5,136
AUTODESK INC COM 052769106   453,360 1,862 SH   SOLE   0 0 1,862
ATMOS ENERGY CORP COM 049560105   416,892 3,597 SH   SOLE   0 0 3,597
TRANSDIGM GROUP INC COM 893641100   404,640 400 SH   SOLE   0 0 400
DISNEY WALT CO COM 254687106   388,927 4,308 SH   SOLE   0 0 4,308
STRYKER CORPORATION COM 863667101   341,085 1,139 SH   SOLE   0 0 1,139
TEXAS INSTRS INC COM 882508104   326,066 1,913 SH   SOLE   0 0 1,913
NEXTERA ENERGY INC COM 65339F101   304,733 5,017 SH   SOLE   0 0 5,017
ABBOTT LABS COM 002824100   301,372 2,738 SH   SOLE   0 0 2,738
RTX CORPORATION COM 75513E101   272,128 3,234 SH   SOLE   0 0 3,234
STARBUCKS CORP COM 855244109   240,606 2,506 SH   SOLE   0 0 2,506
MOODYS CORP COM 615369105   240,585 616 SH   SOLE   0 0 616
PHILLIPS 66 COM 718546104   239,033 1,795 SH   SOLE   0 0 1,795
DOLLAR GEN CORP NEW COM 256677105   228,532 1,681 SH   SOLE   0 0 1,681
KIMCO RLTY CORP COM 49446R109   220,559 10,350 SH   SOLE   0 0 10,350
BANK AMERICA CORP COM 060505104   210,837 6,262 SH   SOLE   0 0 6,262
CORNING INC COM 219350105   200,026 6,569 SH   SOLE   0 0 6,569
AT&T INC COM 00206R102   169,046 10,074 SH   SOLE   0 0 10,074
GLATFELTER CORPORATION COM 377320106   28,313 14,594 SH   SOLE   0 0 14,594
VISA INC COM CL A 92826C839   3,587,333 13,779 SH   SOLE   0 0 13,779
KLA CORP COM NEW 482480100   2,663,005 4,581 SH   SOLE   0 0 4,581
DUKE ENERGY CORP NEW COM NEW 26441C204   1,512,708 15,589 SH   SOLE   0 0 15,589
SCHLUMBERGER LTD COM STK 806857108   949,155 18,239 SH   SOLE   0 0 18,239
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   575,496 7,443 SH   SOLE   0 0 7,443
ISHARES TR CORE MSCI EAFE 46432F842   399,447 5,678 SH   SOLE   0 0 5,678
ISHARES INC CORE MSCI EMKT 46434G103   250,877 4,960 SH   SOLE   0 0 4,960
ISHARES TR CORE S&P MCP ETF 464287507   5,660,748 20,425 SH   SOLE   0 0 20,425
ISHARES TR IBDS DEC28 ETF 46435U515   1,252,216 49,909 SH   SOLE   0 0 49,909
ISHARES TR IBONDS 27 ETF 46435UAA9   1,246,022 52,069 SH   SOLE   0 0 52,069
ISHARES TR IBONDS DEC 2030 46436E726   1,197,824 55,352 SH   SOLE   0 0 55,352
ISHARES TR IBONDS DEC 2031 46436E486   1,203,509 57,945 SH   SOLE   0 0 57,945
ISHARES TR IBONDS DEC 2032 46436E312   1,207,281 47,851 SH   SOLE   0 0 47,851
ISHARES TR IBONDS DEC 29 46436E205   1,257,304 54,500 SH   SOLE   0 0 54,500
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   588,059 7,235 SH   SOLE   0 0 7,235
ISHARES TR MSCI EAFE ETF 464287465   5,301,405 70,357 SH   SOLE   0 0 70,357
ISHARES TR MSCI EMG MKT ETF 464287234   5,543,977 137,876 SH   SOLE   0 0 137,876
ASML HOLDING N V N Y REGISTRY SHS N07059210   809,904 1,070 SH   SOLE   0 0 1,070
ISHARES TR NATIONAL MUN ETF 464288414   424,805 3,919 SH   SOLE   0 0 3,919
SPDR SER TR NUVEEN BLMBRG MU 78468R721   949,353 20,199 SH   SOLE   0 0 20,199
PGIM ETF TR PGIM ULTRA SH BD 69344A107   9,657,398 195,533 SH   SOLE   0 0 195,533
SPDR SER TR PORTFOLI S&P1500 78464A805   4,547,136 77,795 SH   SOLE   0 0 77,795
ISHARES TR RUS 1000 GRW ETF 464287614   917,392 3,026 SH   SOLE   0 0 3,026
ISHARES TR RUSEL 2500 ETF 46435G268   393,740 6,395 SH   SOLE   0 0 6,395
ISHARES TR RUSSELL 2000 ETF 464287655   11,746,855 58,527 SH   SOLE   0 0 58,527
ISHARES TR RUSSELL 3000 ETF 464287689   254,304 929 SH   SOLE   0 0 929
ISHARES TR S&P 500 GRWT ETF 464287309   686,489 9,141 SH   SOLE   0 0 9,141
TRANE TECHNOLOGIES PLC SHS G8994E103   681,213 2,793 SH   SOLE   0 0 2,793
EATON CORP PLC SHS G29183103   351,597 1,460 SH   SOLE   0 0 1,460
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,305,304 9,419 SH   SOLE   0 0 9,419
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,697,765 16,325 SH   SOLE   0 0 16,325
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,403,392 13,472 SH   SOLE   0 0 13,472
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,813,870 115,745 SH   SOLE   0 0 115,745