The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   3,919,029 37,942 SH   SOLE   37,942 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,122,786 23,330 SH   SOLE   23,330 0 0
AMGEN INC COM 031162100   1,217,179 5,035 SH   SOLE   5,035 0 0
ANALOG DEVICES INC COM 032654105   513,369 2,603 SH   SOLE   2,603 0 0
APPLE INC COM 037833100   12,862,899 78,004 SH   SOLE   78,004 0 0
BECTON DICKINSON CO COM 075887109   432,561 1,747 SH   SOLE   1,747 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,246,253 10,514 SH   SOLE   10,514 0 0
BOEING CO COM 097023105   1,030,710 4,852 SH   SOLE   4,852 0 0
BORGWARNER INC COM 099724106   433,940 8,836 SH   SOLE   8,836 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   872,012 12,581 SH   SOLE   12,581 0 0
CATERPILLAR INC COM 149123101   1,066,623 4,661 SH   SOLE   4,661 0 0
CHEVRON CORP NEW COM 166764100   3,921,506 24,035 SH   SOLE   24,035 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   1,308,550 766 SH   SOLE   766 0 0
COCA COLA CO COM 191216100   1,109,185 17,881 SH   SOLE   17,881 0 0
DANAHER CORPORATION COM 235851102   3,201,421 12,702 SH   SOLE   12,702 0 0
DISNEY WALT CO COM 254687106   473,367 4,728 SH   SOLE   4,728 0 0
DOW INC COM 260557103   1,509,849 27,542 SH   SOLE   27,542 0 0
GLATFELTER CORPORATION COM 377320106   32,839 10,294 SH   SOLE   10,294 0 0
HOME DEPOT INC COM 437076102   1,162,249 3,938 SH   SOLE   3,938 0 0
HONEYWELL INTL INC COM 438516106   561,973 2,940 SH   SOLE   2,940 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,581,310 12,063 SH   SOLE   12,063 0 0
INTUIT COM 461202103   849,313 1,905 SH   SOLE   1,905 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   5,181,002 131,298 SH   SOLE   131,298 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   584,018 9,141 SH   SOLE   9,141 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   8,187,585 99,654 SH   SOLE   99,654 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,611,614 64,480 SH   SOLE   64,480 0 0
ISHARES TR CORE S&P MCP ETF 464287507   7,072,128 28,270 SH   SOLE   28,270 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   553,896 2,267 SH   SOLE   2,267 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   10,351,942 58,027 SH   SOLE   58,027 0 0
ISHARES TR NATIONAL MUN ETF 464288414   884,007 8,205 SH   SOLE   8,205 0 0
JOHNSON & JOHNSON COM 478160104   3,925,147 25,324 SH   SOLE   25,324 0 0
KLA CORP COM NEW 482480100   1,279,489 3,205 SH   SOLE   3,205 0 0
LAM RESEARCH CORP COM 512807108   738,478 1,393 SH   SOLE   1,393 0 0
LAUDER ESTEE COS INC CL A 518439104   783,253 3,178 SH   SOLE   3,178 0 0
LULULEMON ATHLETICA INC COM 550021109   653,721 1,795 SH   SOLE   1,795 0 0
MARRIOTT INTL INC NEW CL A 571903202   824,059 4,963 SH   SOLE   4,963 0 0
MCDONALDS CORP COM 580135101   1,564,458 5,595 SH   SOLE   5,595 0 0
MICROSOFT CORP COM 594918104   11,647,895 40,402 SH   SOLE   40,402 0 0
MOODYS CORP COM 615369105   202,279 661 SH   SOLE   661 0 0
NIKE INC CL B 654106103   1,887,728 15,392 SH   SOLE   15,392 0 0
NORFOLK SOUTHN CORP COM 655844108   517,940 2,443 SH   SOLE   2,443 0 0
PACCAR INC COM 693718108   1,262,849 17,252 SH   SOLE   17,252 0 0
PARKER-HANNIFIN CORP COM 701094104   507,191 1,509 SH   SOLE   1,509 0 0
PEPSICO INC COM 713448108   565,672 3,103 SH   SOLE   3,103 0 0
PFIZER INC COM 717081103   515,316 12,630 SH   SOLE   12,630 0 0
PROCTER AND GAMBLE CO COM 742718109   1,212,055 8,152 SH   SOLE   8,152 0 0
SCHWAB CHARLES CORP COM 808513105   782,750 14,944 SH   SOLE   14,944 0 0
STARBUCKS CORP COM 855244109   301,670 2,897 SH   SOLE   2,897 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,438,740 15,467 SH   SOLE   15,467 0 0
TEXAS INSTRS INC COM 882508104   1,848,009 9,935 SH   SOLE   9,935 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,987,353 3,448 SH   SOLE   3,448 0 0
TRANSDIGM GROUP INC COM 893641100   294,820 400 SH   SOLE   400 0 0
UNION PAC CORP COM 907818108   1,160,912 5,768 SH   SOLE   5,768 0 0
UNITED PARCEL SERVICE INC CL B 911312106   603,925 3,113 SH   SOLE   3,113 0 0
WALMART INC COM 931142103   4,147,520 28,128 SH   SOLE   28,128 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,825,297 28,850 SH   SOLE   28,850 0 0
ISHARES TR IBONDS DEC 29 46436E205   1,055,016 46,111 SH   SOLE   46,111 0 0
ISHARES TR IBONDS DEC 2030 46436E726   1,049,740 48,757 SH   SOLE   48,757 0 0
ISHARES TR IBONDS DEC 2031 46436E486   988,411 47,888 SH   SOLE   47,888 0 0
ISHARES TR IBONDS DEC 2032 46436E312   938,272 37,426 SH   SOLE   37,426 0 0
AT&T INC COM 00206R102   2,130,343 110,667 SH   SOLE   110,667 0 0
ALPHABET INC CAP STK CL C 02079K107   1,008,879 9,701 SH   SOLE   9,701 0 0
ALPHABET INC CAP STK CL A 02079K305   4,118,807 39,707 SH   SOLE   39,707 0 0
BLACKROCK INC COM 09247X101   2,479,774 3,706 SH   SOLE   3,706 0 0
BROADCOM INC COM 11135F101   2,199,338 3,428 SH   SOLE   3,428 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108   261,413 731 SH   SOLE   731 0 0
CISCO SYS INC COM 17275R102   1,067,425 20,419 SH   SOLE   20,419 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,163,173 2,341 SH   SOLE   2,341 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   832,150 8,626 SH   SOLE   8,626 0 0
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   9,534,982 95,232 SH   SOLE   95,232 0 0
EXXON MOBIL CORP COM 30231G102   1,364,297 12,441 SH   SOLE   12,441 0 0
META PLATFORMS INC CL A 30303M102   1,358,323 6,409 SH   SOLE   6,409 0 0
FEDEX CORP COM 31428X106   958,744 4,196 SH   SOLE   4,196 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   3,097,107 9,468 SH   SOLE   9,468 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   952,986 6,765 SH   SOLE   6,765 0 0
ISHARES TR CORE MSCI EAFE 46432F842   303,833 4,545 SH   SOLE   4,545 0 0
ISHARES TR RUSEL 2500 ETF 46435G268   258,103 4,708 SH   SOLE   4,708 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   1,052,034 42,183 SH   SOLE   42,183 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   1,053,872 44,243 SH   SOLE   44,243 0 0
JPMORGAN CHASE & CO COM 46625H100   3,377,712 25,921 SH   SOLE   25,921 0 0
KIMCO RLTY CORP COM 49446R109   202,136 10,350 SH   SOLE   10,350 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,515,295 9,673 SH   SOLE   9,673 0 0
MERCK & CO INC COM 58933Y105   2,447,864 23,008 SH   SOLE   23,008 0 0
NEXTERA ENERGY INC COM 65339F101   1,183,332 15,352 SH   SOLE   15,352 0 0
NVIDIA CORPORATION COM 67066G104   2,066,349 7,439 SH   SOLE   7,439 0 0
NUTRIEN LTD COM 67077M108   771,880 10,452 SH   SOLE   10,452 0 0
ORACLE CORP COM 68389X105   433,563 4,666 SH   SOLE   4,666 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   8,859,952 179,715 SH   SOLE   179,715 0 0
PUBLIC STORAGE COM 74460D109   1,378,998 4,564 SH   SOLE   4,564 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,245,787 3,043 SH   SOLE   3,043 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   3,751,539 74,391 SH   SOLE   74,391 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,030,883 22,018 SH   SOLE   22,018 0 0
SALESFORCE INC COM 79466L302   554,589 2,776 SH   SOLE   2,776 0 0
STAG INDL INC COM 85254J102   806,291 23,841 SH   SOLE   23,841 0 0
TESLA INC COM 88160R101   1,312,392 6,326 SH   SOLE   6,326 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,869,402 8,188 SH   SOLE   8,188 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   503,940 6,282 SH   SOLE   6,282 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,701,761 43,758 SH   SOLE   43,758 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   442,673 1,405 SH   SOLE   1,405 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206   1,214,355 54,431 SH   SOLE   54,431 0 0
VISA INC COM CL A 92826C839   2,609,436 11,574 SH   SOLE   11,574 0 0
WP CAREY INC COM 92936U109   780,264 10,074 SH   SOLE   10,074 0 0
WASTE MGMT INC DEL COM 94106L109   2,071,741 12,697 SH   SOLE   12,697 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,450,070 8,572 SH   SOLE   8,572 0 0
EATON CORP PLC SHS G29183103   322,119 1,880 SH   SOLE   1,880 0 0