The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Thermo Fisher Scntfc Equity 883556102 798 1,715 SH   SOLE   0 0 1,715
Transdigm Group Inc Equity 893641100 247 400 SH   SOLE   0 0 400
Union Pacific Corp Equity 907818108 506 2,432 SH   SOLE   0 0 2,432
United Parcel Srvc Equity 911312106 1,742 10,346 SH   SOLE   0 0 10,346
Wal-Mart Stores Inc Equity 931142103 3,190 22,135 SH   SOLE   0 0 22,135
Uber Technologies Inc Equity 90353T100 226 4,443 SH   SOLE   0 0 4,443
Unitedhealth Grp Inc Equity 91324P102 2,129 6,072 SH   SOLE   0 0 6,072
Vanguard Russell 2000 Growth ETF Equity 92206C623 295 1,416 SH   SOLE   0 0 1,416
Vag Itm-Term Corporate Equity 92206C870 4,410 45,404 SH   SOLE   0 0 45,404
Verizon Communicatn Equity 92343V104 2,132 36,293 SH   SOLE   0 0 36,293
Vertex Pharmaceuticals Inc Equity 92532F100 330 1,399 SH   SOLE   0 0 1,399
Visa Inc Equity 92826C839 2,287 10,458 SH   SOLE   0 0 10,458
Waste Management Inc Equity 94106L109 2,291 19,430 SH   SOLE   0 0 19,430
Abbott Laboratories Equity 002824100 413 3,775 SH   SOLE   0 0 3,775
Advanced Micro Devic Equity 007903107 328 3,578 SH   SOLE   0 0 3,578
Amazon Com Inc Equity 023135106 5,266 1,617 SH   SOLE   0 0 1,617
Amer Electric Pwr Co Equity 025537101 1,654 19,872 SH   SOLE   0 0 19,872
Amgen Incorporated Equity 031162100 1,687 7,337 SH   SOLE   0 0 7,337
Apple Inc Equity 037833100 10,004 75,398 SH   SOLE   0 0 75,398
Bank Of America Corp Equity 060505104 1,385 45,723 SH   SOLE   0 0 45,723
Berkshire Hathaway Equity 084670702 1,852 7,989 SH   SOLE   0 0 7,989
BorgWarner Inc Equity 099724106 642 16,628 SH   SOLE   0 0 16,628
Bristol-Myers Squibb Equity 110122108 470 7,592 SH   SOLE   0 0 7,592
Cvs Health Corp Equity 126650100 1,462 21,417 SH   SOLE   0 0 21,417
Cambria Tail Risk ETF Equity 132061862 2,131 103,584 SH   SOLE   0 0 103,584
Chevron Corporation Equity 166764100 219 2,598 SH   SOLE   0 0 2,598
Coca Cola Company Equity 191216100 1,242 22,649 SH   SOLE   0 0 22,649
Corning Inc Equity 219350105 693 19,254 SH   SOLE   0 0 19,254
Danaher Corp Equity 235851102 793 3,573 SH   SOLE   0 0 3,573
Deere & Co Equity 244199105 224 834 SH   SOLE   0 0 834
Walt Disney Co Equity 254687106 2,244 12,387 SH   SOLE   0 0 12,387
Docusign Inc Equity 256163106 302 1,359 SH   SOLE   0 0 1,359
Dow Inc Equity 260557103 1,039 18,727 SH   SOLE   0 0 18,727
Emerson Electric Co Equity 291011104 720 8,959 SH   SOLE   0 0 8,959
Home Depot Inc Equity 437076102 1,000 3,766 SH   SOLE   0 0 3,766
Honeywell Intl Inc Equity 438516106 1,797 8,449 SH   SOLE   0 0 8,449
Intel Corp Equity 458140100 660 13,253 SH   SOLE   0 0 13,253
Ibm Corp Equity 459200101 1,026 8,157 SH   SOLE   0 0 8,157
Ishares S&P 500 Growth Equity 464287309 384 6,028 SH   SOLE   0 0 6,028
Ishares 20 Pls Year Equity 464287432 2,436 15,445 SH   SOLE   0 0 15,445
iShares Russell Mid-Cap Growth ETF Equity 464287481 2,447 23,846 SH   SOLE   0 0 23,846
Ishares Russell 2000 Equity 464287648 447 1,560 SH   SOLE   0 0 1,560
Ishares Russell 2000 Equity 464287655 296 1,513 SH   SOLE   0 0 1,513
iShares Russell 3000 Equity 464287689 386 1,728 SH   SOLE   0 0 1,728
Ishares National Muni Equity 464288414 211 1,804 SH   SOLE   0 0 1,804
Ishares 1-3 Year Credit Equity 464288646 2,746 49,775 SH   SOLE   0 0 49,775
Johnson & Johnson Equity 478160104 2,954 18,773 SH   SOLE   0 0 18,773
K L A Tencor Corp Equity 482480100 1,815 7,013 SH   SOLE   0 0 7,013
Lam Research Corp Equity 512807108 391 830 SH   SOLE   0 0 830
Mc Donalds Corp Equity 580135101 1,241 5,784 SH   SOLE   0 0 5,784
Microsoft Corp Equity 594918104 6,644 29,872 SH   SOLE   0 0 29,872
Morgan Stanley Equity 617446448 347 5,073 SH   SOLE   0 0 5,073
NRG Energy Inc Equity 629377508 249 6,637 SH   SOLE   0 0 6,637
Nasdaq Inc Equity 631103108 381 2,872 SH   SOLE   0 0 2,872
National Grid PLC ADR Equity 636274409 984 16,670 SH   SOLE   0 0 16,670
Nike Inc Equity 654106103 1,595 11,276 SH   SOLE   0 0 11,276
Pepsico Incorporated Equity 713448108 260 1,756 SH   SOLE   0 0 1,756
Pfizer Incorporated Equity 717081103 1,427 38,777 SH   SOLE   0 0 38,777
Phillips 66 Equity 718546104 244 3,495 SH   SOLE   0 0 3,495
Procter & Gamble Equity 742718109 1,262 9,074 SH   SOLE   0 0 9,074
Qualcomm Inc Equity 747525103 1,196 7,857 SH   SOLE   0 0 7,857
Square Inc Equity 852234103 228 1,048 SH   SOLE   0 0 1,048
Starbucks Corp Equity 855244109 1,707 15,962 SH   SOLE   0 0 15,962
Sysco Corporation Equity 871829107 220 2,965 SH   SOLE   0 0 2,965
Tjx Companies Inc Equity 872540109 251 3,677 SH   SOLE   0 0 3,677
Taiwan Semiconductor Manufacturing Co Ltd Equity 874039100 1,353 12,410 SH   SOLE   0 0 12,410
Texas Instruments Equity 882508104 1,408 8,578 SH   SOLE   0 0 8,578
Raytheon Technologies Ord Equity 75513E101 1,886 26,381 SH   SOLE   0 0 26,381
Target Corporation Equity 87612E106 539 3,056 SH   SOLE   0 0 3,056
A T & T Inc Equity 00206R102 1,626 56,567 SH   SOLE   0 0 56,567
Abbvie Inc Equity 00287Y109 1,075 10,037 SH   SOLE   0 0 10,037
ABERDEEN PHYSICAL SWISS GOLD ETF Equity 00326A104 2,584 141,409 SH   SOLE   0 0 141,409
Activision Blizzard Inc Equity 00507V109 1,081 11,647 SH   SOLE   0 0 11,647
Adobe Inc Equity 00724F101 661 1,323 SH   SOLE   0 0 1,323
Akamai Technologies Inc Equity 00971T101 201 1,919 SH   SOLE   0 0 1,919
Alibaba Group Hldg Equity 01609W102 757 3,256 SH   SOLE   0 0 3,256
Alphabet Inc. Equity 02079K107 893 510 SH   SOLE   0 0 510
Alphabet Inc. Equity 02079K305 1,859 1,061 SH   SOLE   0 0 1,061
Blackrock Inc Equity 09247X101 1,101 1,527 SH   SOLE   0 0 1,527
Charter Communicatn Equity 16119P108 507 767 SH   SOLE   0 0 767
Cisco Systems Inc Equity 17275R102 248 5,547 SH   SOLE   0 0 5,547
Comcast Corporation Equity 20030N101 264 5,041 SH   SOLE   0 0 5,041
Conocophillips Equity 20825C104 239 5,990 SH   SOLE   0 0 5,990
Costco Wholesale Co Equity 22160K105 531 1,410 SH   SOLE   0 0 1,410
Facebook Inc Equity 30303M102 1,789 6,552 SH   SOLE   0 0 6,552
First Republic Bank Equity 33616C100 634 4,321 SH   SOLE   0 0 4,321
Goldman Sachs Group Equity 38141G104 1,671 6,340 SH   SOLE   0 0 6,340
Intuitive Surgical Equity 46120E602 252 309 SH   SOLE   0 0 309
iShares Edge MSCI Min Vol USA Equity 46429B697 251 3,711 SH   SOLE   0 0 3,711
iShares Core MSCI EAFE Equity 46432F842 2,498 36,163 SH   SOLE   0 0 36,163
iShares Core MSCI Emerging Markets ETF Equity 46434G103 3,459 55,763 SH   SOLE   0 0 55,763
Jpmorgan Chase & Co Equity 46625H100 3,046 23,972 SH   SOLE   0 0 23,972
Mastercard Inc Equity 57636Q104 2,156 6,041 SH   SOLE   0 0 6,041
Merck & Co Inc Equity 58933Y105 408 4,990 SH   SOLE   0 0 4,990
Netflix Inc Equity 64110L106 561 1,038 SH   SOLE   0 0 1,038
Nuveen Municipal Income Equity 67062J102 125 11,000 SH   SOLE   0 0 11,000
NVIDIA Corp Equity 67066G104 245 471 SH   SOLE   0 0 471
Oracle Corporation Equity 68389X105 400 6,189 SH   SOLE   0 0 6,189
Palantir Technologies Inc Equity 69608A108 315 13,407 SH   SOLE   0 0 13,407
Paypal Holdings Inco Equity 70450Y103 966 4,127 SH   SOLE   0 0 4,127
Public Storage Equity 74460D109 635 2,753 SH   SOLE   0 0 2,753
Spdr S&P 500 Etf Equity 78462F103 346 928 SH   SOLE   0 0 928
Salesforce Com Equity 79466L302 660 2,967 SH   SOLE   0 0 2,967
Technology Select Sector Equity 81369Y803 219 1,690 SH   SOLE   0 0 1,690
Tesla Inc Equity 88160R101 333 473 SH   SOLE   0 0 473
Accenture Plc Equity G1151C101 1,782 6,824 SH   SOLE   0 0 6,824
Eaton Corp Plc Equity G29183103 229 1,908 SH   SOLE   0 0 1,908
Medtronic Plc Equity G5960L103 1,121 9,577 SH   SOLE   0 0 9,577