The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR NATIONAL MUN ETF 464288414 1,082 9,574 SH   SOLE   0 0 9,574
SPDR S&P 500 ETF TR TR UNIT 78462F103 524 2,032 SH   SOLE   0 0 2,032
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 269 4,277 SH   SOLE   0 0 4,277
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101 4,865 67,796 SH   SOLE   0 0 67,796
CVS HEALTH CORP COM 126650100 336 5,667 SH   SOLE   0 0 5,667
BK OF AMERICA CORP COM 060505104 214 10,102 SH   SOLE   0 0 10,102
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 635 30,248 SH   SOLE   0 0 30,248
ISHARES TR TIPS BD ETF 464287176 3,312 28,087 SH   SOLE   0 0 28,087
SLACK TECHNOLOGIES INC COM CL A 83088V102 1,296 48,296 SH   SOLE   0 0 48,296
ISHARES TR SELECT DIVID ETF 464287168 961 13,072 SH   SOLE   0 0 13,072
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,072 332,093 SH   SOLE   0 0 332,093
AMAZON COM INC COM 023135106 216 111 SH   SOLE   0 0 111
APPLE INC COM 037833100 1,465 5,760 SH   SOLE   0 0 5,760
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 1,229 61,849 SH   SOLE   0 0 61,849
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,209 75,553 SH   SOLE   0 0 75,553
ISHARES TR MSCI KLD400 SOC 464288570 858 8,805 SH   SOLE   0 0 8,805
SSGA ACTIVE ETF TR MFS SYS VAL EQ 78467V871 252 4,909 SH   SOLE   0 0 4,909
ISHARES TR CORE S&P SCP ETF 464287804 811 14,454 SH   SOLE   0 0 14,454
ISHARES TR 1 3 YR TREAS BD 464287457 615 7,090 SH   SOLE   0 0 7,090
PROCTER & GAMBLE CO COM 742718109 344 3,129 SH   SOLE   0 0 3,129
VANGUARD INDEX FDS VALUE ETF 922908744 8,063 90,537 SH   SOLE   0 0 90,537
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 412 10,037 SH   SOLE   0 0 10,037
VANGUARD STAR FDS VG TL INTL STK F 921909768 15,456 368,350 SH   SOLE   0 0 368,350
VISA INC COM CL A 92826C839 651 4,043 SH   SOLE   0 0 4,043
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 14,939 144,488 SH   SOLE   0 0 144,488
VANGUARD INDEX FDS MID CAP ETF 922908629 3,569 27,113 SH   SOLE   0 0 27,113
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 415 5,941 SH   SOLE   0 0 5,941
FACEBOOK INC CL A 30303M102 4,191 25,124 SH   SOLE   0 0 25,124
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 300 6,672 SH   SOLE   0 0 6,672
VANGUARD INDEX FDS SMALL CP ETF 922908751 189 1,640 SH   SOLE   0 0 1,640
SPDR SER TR PORTFOLIO S&P500 78464A854 11,316 374,078 SH   SOLE   0 0 374,078
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,038 63,268 SH   SOLE   0 0 63,268
ISHARES TR S&P 500 GRWT ETF 464287309 250 1,516 SH   SOLE   0 0 1,516
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 134 14,375 SH   SOLE   0 0 14,375
INVESCO EXCHANGE-TRADED FD T CALIF AMT MUN 46138E206 290 10,740 SH   SOLE   0 0 10,740
SPDR SER TR SPDR BLOOMBERG 78468R663 201 2,193 SH   SOLE   0 0 2,193
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,353 59,122 SH   SOLE   0 0 59,122
WELLS FARGO CO NEW COM 949746101 1,546 53,885 SH   SOLE   0 0 53,885
INVESCO QQQ TR UNIT SER 1 46090E103 325 1,706 SH   SOLE   0 0 1,706
SPDR SER TR PORTFOLIO S&P400 78464A847 1,241 48,998 SH   SOLE   0 0 48,998
MICROSOFT CORP COM 594918104 32,363 205,208 SH   SOLE   0 0 205,208
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,092 83,142 SH   SOLE   0 0 83,142
ISHARES TR RUS 1000 GRW ETF 464287614 13,534 89,834 SH   SOLE   0 0 89,834
SPDR SER TR PORTFOLIO AGRGTE 78464A649 16,534 547,108 SH   SOLE   0 0 547,108
WP CAREY INC COM 92936U109 246 4,238 SH   SOLE   0 0 4,238
ISHARES TR GLOBAL REIT ETF 46434V647 345 18,035 SH   SOLE   0 0 18,035
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,305 148,424 SH   SOLE   0 0 148,424
SPDR SER TR PORTFOLIO S&P600 78468R853 3,884 177,838 SH   SOLE   0 0 177,838
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8,372 349,703 SH   SOLE   0 0 349,703
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 737 21,979 SH   SOLE   0 0 21,979
ISHARES TR MSCI EAFE ETF 464287465 17,081 319,512 SH   SOLE   0 0 319,512
SPDR SER TR NUVEEN BLMBRG SR 78468R739 215 4,394 SH   SOLE   0 0 4,394
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,512 28,125 SH   SOLE   0 0 28,125
ISHARES TR MODERT ALLOC ETF 464289875 278 7,564 SH   SOLE   0 0 7,564
ISHARES TR CORE S&P500 ETF 464287200 721 2,789 SH   SOLE   0 0 2,789
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,654 141,396 SH   SOLE   0 0 141,396
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 934 16,596 SH   SOLE   0 0 16,596
SPDR GOLD TRUST GOLD SHS 78463V107 9,594 64,800 SH   SOLE   0 0 64,800
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 738 16,671 SH   SOLE   0 0 16,671
SPDR SER TR PORTFOLI S&P1500 78464A805 1,839 58,471 SH   SOLE   0 0 58,471
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,166 9,200 SH   SOLE   0 0 9,200
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 375 4,307 SH   SOLE   0 0 4,307
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,014 24,052 SH   SOLE   0 0 24,052
SPDR SER TR BLOMBERG 1 10 YR 78468R861 16,872 859,492 SH   SOLE   0 0 859,492
JOHNSON & JOHNSON COM 478160104 467 3,563 SH   SOLE   0 0 3,563