The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 1,155 13,771 SH   SOLE   0 0 13,771
ISHARES TR CORE S&P500 ETF 464287200 908 2,809 SH   SOLE   0 0 2,809
ISHARES TR S&P 500 GRWT ETF 464287309 293 1,512 SH   SOLE   0 0 1,512
ISHARES TR RUS 1000 VAL ETF 464287598 245 1,799 SH   SOLE   0 0 1,799
ISHARES TR RUS 1000 GRW ETF 464287614 15,394 87,503 SH   SOLE   0 0 87,503
SPDR S&P 500 ETF TR TR UNIT 78462F103 628 1,952 SH   SOLE   0 0 1,952
AMAZON COM INC COM 023135106 205 111 SH   SOLE   0 0 111
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 238 1,052 SH   SOLE   0 0 1,052
BOEING CO COM 097023105 383 1,175 SH   SOLE   0 0 1,175
INVESCO QQQ TR UNIT SER 1 46090E103 371 1,745 SH   SOLE   0 0 1,745
DISNEY WALT CO COM DISNEY 254687106 240 1,659 SH   SOLE   0 0 1,659
JOHNSON & JOHNSON COM 478160104 517 3,542 SH   SOLE   0 0 3,542
ISHARES TR MSCI EAFE ETF 464287465 22,258 320,538 SH   SOLE   0 0 320,538
CHEVRON CORP NEW COM 166764100 301 2,501 SH   SOLE   0 0 2,501
MICROSOFT CORP COM 594918104 32,659 207,094 SH   SOLE   0 0 207,094
AT&T INC COM 00206R102 212 5,432 SH   SOLE   0 0 5,432
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 6,161 147,017 SH   SOLE   0 0 147,017
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 2,381 59,729 SH   SOLE   0 0 59,729
VANGUARD GROUP DIV APP ETF 921908844 16,208 130,020 SH   SOLE   0 0 130,020
BANK AMER CORP COM 060505104 365 10,357 SH   SOLE   0 0 10,357
CVS HEALTH CORP COM 126650100 421 5,667 SH   SOLE   0 0 5,667
PROCTER & GAMBLE CO COM 742718109 391 3,128 SH   SOLE   0 0 3,128
WELLS FARGO CO NEW COM 949746101 2,899 53,883 SH   SOLE   0 0 53,883
ISHARES TR 1 3 YR TREAS BD 464287457 443 5,240 SH   SOLE   0 0 5,240
COMCAST CORP NEW CL A 20030N101 253 5,621 SH   SOLE   0 0 5,621
APPLE INC COM 037833100 1,746 5,947 SH   SOLE   0 0 5,947
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 4,731 135,530 SH   SOLE   0 0 135,530
ISHARES TR MSCI EMG MKT ETF 464287234 249 5,560 SH   SOLE   0 0 5,560
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,051 55,967 SH   SOLE   0 0 55,967
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 970 21,807 SH   SOLE   0 0 21,807
W P CAREY INC COM 92936U109 337 4,216 SH   SOLE   0 0 4,216
ISHARES TR SELECT DIVID ETF 464287168 1,720 16,278 SH   SOLE   0 0 16,278
ISHARES TR TIPS BD ETF 464287176 3,546 30,420 SH   SOLE   0 0 30,420
ALPHABET INC CAP STK CL A 02079K305 212 158 SH   SOLE   0 0 158
SPDR GOLD TRUST GOLD SHS 78463V107 9,434 66,021 SH   SOLE   0 0 66,021
VANGUARD INDEX FDS VALUE ETF 922908744 12,558 104,781 SH   SOLE   0 0 104,781
VANGUARD INDEX FDS MID CAP ETF 922908629 3,441 19,312 SH   SOLE   0 0 19,312
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 588 6,342 SH   SOLE   0 0 6,342
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 215 4,384 SH   SOLE   0 0 4,384
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 270 16,644 SH   SOLE   0 0 16,644
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,651 10,399 SH   SOLE   0 0 10,399
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 602 11,200 SH   SOLE   0 0 11,200
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 6,118 75,899 SH   SOLE   0 0 75,899
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,294 26,300 SH   SOLE   0 0 26,300
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 1,712 47,254 SH   SOLE   0 0 47,254
ISHARES TR MSCI KLD400 SOC 464288570 1,056 8,789 SH   SOLE   0 0 8,789
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,005 317,860 SH   SOLE   0 0 317,860
ISHARES TR NATIONAL MUN ETF 464288414 1,054 9,251 SH   SOLE   0 0 9,251
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 200 2,193 SH   SOLE   0 0 2,193
VISA INC COM CL A 92826C839 759 4,041 SH   SOLE   0 0 4,041
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 13,266 350,777 SH   SOLE   0 0 350,777
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 13,449 428,998 SH   SOLE   0 0 428,998
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 16,361 556,870 SH   SOLE   0 0 556,870
INVESCO EXCHNG TRADED FD TR CALIF AMT MUN 46138E206 331 12,098 SH   SOLE   0 0 12,098
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 368 4,544 SH   SOLE   0 0 4,544
ISHARES TR MODERT ALLOC ETF 464289875 277 6,901 SH   SOLE   0 0 6,901
INVESCO ACTIVELY MANAGD ETF ACTIVE US REAL 46090A101 6,466 67,519 SH   SOLE   0 0 67,519
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 216 2,361 SH   SOLE   0 0 2,361
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,416 83,537 SH   SOLE   0 0 83,537
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 224 2,406 SH   SOLE   0 0 2,406
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,153 19,184 SH   SOLE   0 0 19,184
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 243 820 SH   SOLE   0 0 820
SLACK TECHNOLOGIES INC COM CL A 83088V102 1,086 48,296 SH   SOLE   0 0 48,296
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,501 24,950 SH   SOLE   0 0 24,950
VANGUARD STAR FD VG TL INTL STK F 921909768 18,848 338,449 SH   SOLE   0 0 338,449
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 392 6,768 SH   SOLE   0 0 6,768
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 263 8,768 SH   SOLE   0 0 8,768
FACEBOOK INC CL A 30303M102 6,235 30,377 SH   SOLE   0 0 30,377
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1,281 63,847 SH   SOLE   0 0 63,847
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,001 17,685 SH   SOLE   0 0 17,685
SPDR SERIES TRUST BLOMBERG 1 10 YR 78468R861 16,919 862,781 SH   SOLE   0 0 862,781
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 5,776 177,024 SH   SOLE   0 0 177,024
SSGA ACTIVE ETF TR MFS SYS VAL EQ 78467V871 345 4,802 SH   SOLE   0 0 4,802
ISHARES TR GLOBAL REIT ETF 46434V647 526 19,030 SH   SOLE   0 0 19,030
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 229 7,340 SH   SOLE   0 0 7,340
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 799 29,641 SH   SOLE   0 0 29,641
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 1,311 63,002 SH   SOLE   0 0 63,002