The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 959 12,324 SH   SOLE   0 0 12,324
ISHARES TR CORE S&P500 ETF 464287200 836 2,800 SH   SOLE   0 0 2,800
ISHARES TR S&P 500 GRWT ETF 464287309 252 1,400 SH   SOLE   0 0 1,400
ISHARES TR RUS 1000 VAL ETF 464287598 231 1,804 SH   SOLE   0 0 1,804
ISHARES TR RUS 1000 GRW ETF 464287614 6,556 41,068 SH   SOLE   0 0 41,068
SPDR S&P 500 ETF TR TR UNIT 78462F103 578 1,947 SH   SOLE   0 0 1,947
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 219 1,052 SH   SOLE   0 0 1,052
BOEING CO COM 097023105 445 1,169 SH   SOLE   0 0 1,169
INVESCO QQQ TR UNIT SER 1 46090E103 340 1,800 SH   SOLE   0 0 1,800
DISNEY WALT CO COM DISNEY 254687106 216 1,659 SH   SOLE   0 0 1,659
JOHNSON & JOHNSON COM 478160104 456 3,521 SH   SOLE   0 0 3,521
ISHARES TR MSCI EAFE ETF 464287465 646 9,904 SH   SOLE   0 0 9,904
CHEVRON CORP NEW COM 166764100 317 2,673 SH   SOLE   0 0 2,673
MICROSOFT CORP COM 594918104 29,178 209,872 SH   SOLE   0 0 209,872
AT&T INC COM 00206R102 205 5,408 SH   SOLE   0 0 5,408
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 11,737 301,805 SH   SOLE   0 0 301,805
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 2,212 60,210 SH   SOLE   0 0 60,210
VANGUARD GROUP DIV APP ETF 921908844 3,706 30,988 SH   SOLE   0 0 30,988
BANK AMER CORP COM 060505104 328 11,246 SH   SOLE   0 0 11,246
CVS HEALTH CORP COM 126650100 355 5,626 SH   SOLE   0 0 5,626
PROCTER & GAMBLE CO COM 742718109 389 3,126 SH   SOLE   0 0 3,126
WELLS FARGO CO NEW COM 949746101 2,718 53,876 SH   SOLE   0 0 53,876
ISHARES TR 1 3 YR TREAS BD 464287457 569 6,710 SH   SOLE   0 0 6,710
COMCAST CORP NEW CL A 20030N101 253 5,614 SH   SOLE   0 0 5,614
APPLE INC COM 037833100 1,344 6,002 SH   SOLE   0 0 6,002
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 10,938 342,244 SH   SOLE   0 0 342,244
ISHARES TR MSCI EMG MKT ETF 464287234 230 5,633 SH   SOLE   0 0 5,633
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 6,196 53,260 SH   SOLE   0 0 53,260
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,072 26,624 SH   SOLE   0 0 26,624
W P CAREY INC COM 92936U109 252 2,815 SH   SOLE   0 0 2,815
ISHARES TR SELECT DIVID ETF 464287168 1,657 16,254 SH   SOLE   0 0 16,254
ISHARES TR TIPS BD ETF 464287176 3,524 30,305 SH   SOLE   0 0 30,305
SPDR GOLD TRUST GOLD SHS 78463V107 8,894 64,045 SH   SOLE   0 0 64,045
VANGUARD INDEX FDS VALUE ETF 922908744 12,885 115,441 SH   SOLE   0 0 115,441
VANGUARD INDEX FDS MID CAP ETF 922908629 301 1,794 SH   SOLE   0 0 1,794
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 587 6,294 SH   SOLE   0 0 6,294
VANGUARD INDEX FDS GROWTH ETF 922908736 337 2,025 SH   SOLE   0 0 2,025
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 236 4,810 SH   SOLE   0 0 4,810
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 324 21,503 SH   SOLE   0 0 21,503
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,540 10,398 SH   SOLE   0 0 10,398
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 603 12,081 SH   SOLE   0 0 12,081
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 5,764 71,344 SH   SOLE   0 0 71,344
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,101 23,875 SH   SOLE   0 0 23,875
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 4,016 118,495 SH   SOLE   0 0 118,495
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 286 3,382 SH   SOLE   0 0 3,382
ISHARES TR MSCI KLD400 SOC 464288570 856 7,714 SH   SOLE   0 0 7,714
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 28,574 695,574 SH   SOLE   0 0 695,574
ISHARES TR NATIONAL MUN ETF 464288414 988 8,659 SH   SOLE   0 0 8,659
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 211 2,302 SH   SOLE   0 0 2,302
VISA INC COM CL A 92826C839 627 3,643 SH   SOLE   0 0 3,643
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 11,458 328,791 SH   SOLE   0 0 328,791
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 13,382 455,779 SH   SOLE   0 0 455,779
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 14,546 490,744 SH   SOLE   0 0 490,744
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 402 5,378 SH   SOLE   0 0 5,378
ISHARES TR MODERT ALLOC ETF 464289875 220 5,601 SH   SOLE   0 0 5,601
INVESCO ACTIVELY MANAGD ETF ACTIVE US REAL 46090A101 6,170 64,410 SH   SOLE   0 0 64,410
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 213 2,335 SH   SOLE   0 0 2,335
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,988 84,417 SH   SOLE   0 0 84,417
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,995 88,042 SH   SOLE   0 0 88,042
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 221 809 SH   SOLE   0 0 809
SLACK TECHNOLOGIES INC COM CL A 83088V102 1,357 57,165 SH   SOLE   0 0 57,165
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,006 53,167 SH   SOLE   0 0 53,167
VANGUARD STAR FD VG TL INTL STK F 921909768 16,172 313,053 SH   SOLE   0 0 313,053
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 367 6,705 SH   SOLE   0 0 6,705
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 280 9,333 SH   SOLE   0 0 9,333
FACEBOOK INC CL A 30303M102 5,465 30,686 SH   SOLE   0 0 30,686
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1,263 64,002 SH   SOLE   0 0 64,002
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 982 16,686 SH   SOLE   0 0 16,686
SPDR SERIES TRUST BLOMBERG 1 10 YR 78468R861 15,366 785,394 SH   SOLE   0 0 785,394
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 5,227 174,222 SH   SOLE   0 0 174,222
SSGA ACTIVE ETF TR MFS SYS VAL EQ 78467V871 335 4,988 SH   SOLE   0 0 4,988
ISHARES TR GLOBAL REIT ETF 46434V647 504 17,959 SH   SOLE   0 0 17,959
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 258 8,816 SH   SOLE   0 0 8,816
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 707 27,354 SH   SOLE   0 0 27,354