The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,154 5,830 SH   SOLE   0 0 5,830
BANK AMER CORP COM 060505104 343 11,840 SH   SOLE   0 0 11,840
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203 952 SH   SOLE   0 0 952
BOEING CO COM 097023105 372 1,022 SH   SOLE   0 0 1,022
CHEVRON CORP NEW COM 166764100 762 6,123 SH   SOLE   0 0 6,123
COMCAST CORP NEW CL A 20030N101 237 5,610 SH   SOLE   0 0 5,610
CVS HEALTH CORP COM 126650100 304 5,576 SH   SOLE   0 0 5,576
DISNEY WALT CO COM DISNEY 254687106 225 1,609 SH   SOLE   0 0 1,609
FACEBOOK INC CL A 30303M102 3,089 16,006 SH   SOLE   0 0 16,006
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 1,234 63,644 SH   SOLE   0 0 63,644
INVESCO ACTIVELY MANAGD ETF ACTIVE US REAL 46090A101 5,633 62,737 SH   SOLE   0 0 62,737
INVESCO QQQ TR UNIT SER 1 46090E103 324 1,737 SH   SOLE   0 0 1,737
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 408 26,102 SH   SOLE   0 0 26,102
ISHARES TR CORE S&P SCP ETF 464287804 901 11,512 SH   SOLE   0 0 11,512
ISHARES TR CORE S&P500 ETF 464287200 836 2,838 SH   SOLE   0 0 2,838
ISHARES TR S&P 500 GRWT ETF 464287309 250 1,395 SH   SOLE   0 0 1,395
ISHARES TR RUS 1000 VAL ETF 464287598 228 1,793 SH   SOLE   0 0 1,793
ISHARES TR RUS 1000 GRW ETF 464287614 7,124 45,277 SH   SOLE   0 0 45,277
ISHARES TR MSCI EAFE ETF 464287465 601 9,143 SH   SOLE   0 0 9,143
ISHARES TR 1 3 YR TREAS BD 464287457 707 8,336 SH   SOLE   0 0 8,336
ISHARES TR MSCI EMG MKT ETF 464287234 242 5,633 SH   SOLE   0 0 5,633
ISHARES TR SELECT DIVID ETF 464287168 1,642 16,493 SH   SOLE   0 0 16,493
ISHARES TR TIPS BD ETF 464287176 3,555 30,782 SH   SOLE   0 0 30,782
ISHARES TR MSCI KLD400 SOC 464288570 825 7,540 SH   SOLE   0 0 7,540
ISHARES TR NATIONAL MUN ETF 464288414 729 6,444 SH   SOLE   0 0 6,444
ISHARES TR MODERT ALLOC ETF 464289875 214 5,490 SH   SOLE   0 0 5,490
ISHARES TR GLOBAL REIT ETF 46434V647 447 16,749 SH   SOLE   0 0 16,749
JOHNSON & JOHNSON COM 478160104 432 3,104 SH   SOLE   0 0 3,104
MICROSOFT CORP COM 594918104 28,127 209,969 SH   SOLE   0 0 209,969
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 265 8,974 SH   SOLE   0 0 8,974
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 691 26,855 SH   SOLE   0 0 26,855
PROCTER AND GAMBLE CO COM 742718109 208 1,895 SH   SOLE   0 0 1,895
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,135 87,404 SH   SOLE   0 0 87,404
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,034 89,671 SH   SOLE   0 0 89,671
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,065 53,692 SH   SOLE   0 0 53,692
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 330 6,217 SH   SOLE   0 0 6,217
SPDR GOLD TRUST GOLD SHS 78463V107 8,086 60,703 SH   SOLE   0 0 60,703
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 16,218 548,102 SH   SOLE   0 0 548,102
SPDR S&P 500 ETF TR TR UNIT 78462F103 318 1,086 SH   SOLE   0 0 1,086
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 9,317 240,568 SH   SOLE   0 0 240,568
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 2,365 64,879 SH   SOLE   0 0 64,879
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 9,871 315,568 SH   SOLE   0 0 315,568
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 235 4,793 SH   SOLE   0 0 4,793
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 3,749 110,031 SH   SOLE   0 0 110,031
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 239 2,608 SH   SOLE   0 0 2,608
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 10,100 292,424 SH   SOLE   0 0 292,424
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 15,060 516,291 SH   SOLE   0 0 516,291
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 284 9,451 SH   SOLE   0 0 9,451
SPDR SERIES TRUST BLOMBERG 1 10 YR 78468R861 14,747 752,994 SH   SOLE   0 0 752,994
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 5,043 164,581 SH   SOLE   0 0 164,581
SSGA ACTIVE ETF TR MFS SYS VAL EQ 78467V871 364 5,497 SH   SOLE   0 0 5,497
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 5,406 67,127 SH   SOLE   0 0 67,127
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 973 11,251 SH   SOLE   0 0 11,251
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 279 3,358 SH   SOLE   0 0 3,358
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 841 14,673 SH   SOLE   0 0 14,673
VANGUARD GROUP DIV APP ETF 921908844 3,367 29,237 SH   SOLE   0 0 29,237
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,882 49,604 SH   SOLE   0 0 49,604
VANGUARD INDEX FDS VALUE ETF 922908744 13,765 124,095 SH   SOLE   0 0 124,095
VANGUARD INDEX FDS MID CAP ETF 922908629 298 1,785 SH   SOLE   0 0 1,785
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 513 5,867 SH   SOLE   0 0 5,867
VANGUARD INDEX FDS GROWTH ETF 922908736 330 2,017 SH   SOLE   0 0 2,017
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,552 10,396 SH   SOLE   0 0 10,396
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,114 26,186 SH   SOLE   0 0 26,186
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 621 12,172 SH   SOLE   0 0 12,172
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 397 5,283 SH   SOLE   0 0 5,283
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 208 2,315 SH   SOLE   0 0 2,315
VANGUARD STAR FD VG TL INTL STK F 921909768 9,880 187,298 SH   SOLE   0 0 187,298
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 27,535 660,158 SH   SOLE   0 0 660,158
VISA INC COM CL A 92826C839 632 3,641 SH   SOLE   0 0 3,641
W P CAREY INC COM 92936U109 258 3,180 SH   SOLE   0 0 3,180
WELLS FARGO CO NEW COM 949746101 2,281 48,196 SH   SOLE   0 0 48,196