The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   963,497 4,626 SH   SOLE   0 0 4,626
VANGUARD LARGE-CAP ETF ETF 922908637   56,654,130 189,574 SH   SOLE   0 0 189,574
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401   46,687,008 658,393 SH   SOLE   0 0 658,393
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434V500   34,156,160 480,193 SH   SOLE   0 0 480,193
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   28,002,152 436,987 SH   SOLE   0 0 436,987
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF ETF 25434V799   27,589,165 776,503 SH   SOLE   0 0 776,503
VANGUARD SMALL-CAP ETF ETF 922908751   22,924,827 87,526 SH   SOLE   0 0 87,526
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885   11,965,709 182,154 SH   SOLE   0 0 182,154
VANGUARD REAL ESTATE ETF ETF 922908553   11,762,662 132,612 SH   SOLE   0 0 132,612
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   11,566,735 214,001 SH   SOLE   0 0 214,001
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   11,220,056 324,748 SH   SOLE   0 0 324,748
VANGUARD GROWTH ETF ETF 922908736   10,897,911 24,950 SH   SOLE   0 0 24,950
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   10,459,931 126,404 SH   SOLE   0 0 126,404
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   10,324,271 303,923 SH   SOLE   0 0 303,923
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   10,013,084 129,737 SH   SOLE   0 0 129,737
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   9,986,768 125,984 SH   SOLE   0 0 125,984
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   7,664,767 153,633 SH   SOLE   0 0 153,633
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF ETF 25434V203   7,035,133 180,573 SH   SOLE   0 0 180,573
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   5,677,514 17,697 SH   SOLE   0 0 17,697
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   5,479,361 25,478 SH   SOLE   0 0 25,478
STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606   5,361,781 229,922 SH   SOLE   0 0 229,922
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   4,493,731 89,965 SH   SOLE   0 0 89,965
APPLE INC COM Stock 037833100   4,303,079 16,955 SH   SOLE   0 0 16,955
DIMENSIONAL US REAL ESTATE ETF ETF 25434V823   3,877,117 163,937 SH   SOLE   0 0 163,937
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   3,497,202 7,298 SH   SOLE   0 0 7,298
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   3,402,862 132,717 SH   SOLE   0 0 132,717
ELI LILLY & CO COM Stock 532457108   3,083,069 3,352 SH   SOLE   0 0 3,352
VANGUARD VALUE ETF ETF 922908744   2,868,836 14,622 SH   SOLE   0 0 14,622
WALMART INC COM Stock 931142103   1,949,084 15,683 SH   SOLE   0 0 15,683
JOHNSON & JOHNSON COM Stock 478160104   1,853,589 7,583 SH   SOLE   0 0 7,583
CINCINNATI FINL CORP COM Stock 172062101   1,568,622 9,969 SH   SOLE   0 0 9,969
JPMORGAN CHASE & CO COM Stock 46625H100   1,526,985 5,191 SH   SOLE   0 0 5,191
STATE STREET SPDR NUVEEN ICE SHORT TERM MUNICIPAL BOND ETF ETF 78468R739   1,488,422 31,119 SH   SOLE   0 0 31,119
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   1,436,280 2 SH   SOLE   0 0 2
MICROSOFT CORP COM Stock 594918104   1,417,792 3,830 SH   SOLE   0 0 3,830
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,250,235 11,778 SH   SOLE   0 0 11,778
VANGUARD MID-CAP ETF ETF 922908629   1,238,033 4,311 SH   SOLE   0 0 4,311
JOHNSON CTLS INTL PLC SHS Stock G51502105   1,064,100 8,126 SH   SOLE   0 0 8,126
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   1,016,301 34,948 SH   SOLE   0 0 34,948
STATE STREET SPDR S&P 500 ETF ETF 78462F103   997,489 1,534 SH   SOLE   0 0 1,534
ABBVIE INC COM Stock 00287Y109   875,274 4,024 SH   SOLE   0 0 4,024
MCDONALDS CORP COM Stock 580135101   786,299 2,530 SH   SOLE   0 0 2,530
ISHARES RUSSELL 1000 ETF ETF 464287622   715,616 2,007 SH   SOLE   0 0 2,007
ANALOG DEVICES INC COM Stock 032654105   705,953 2,219 SH   SOLE   0 0 2,219
NVIDIA CORPORATION COM Stock 67066G104   699,174 4,009 SH   SOLE   0 0 4,009
VANGUARD S&P 500 ETF ETF 922908363   693,564 1,161 SH   SOLE   0 0 1,161
GE AEROSPACE COM NEW Stock 369604301   626,848 2,209 SH   SOLE   0 0 2,209
LINDE PLC SHS Stock G54950103   610,281 1,231 SH   SOLE   0 0 1,231
AFLAC INC COM Stock 001055102   597,920 5,450 SH   SOLE   0 0 5,450
NEXTERA ENERGY INC COM Stock 65339F101   596,197 6,419 SH   SOLE   0 0 6,419
TJX COS INC NEW COM Stock 872540109   575,080 3,601 SH   SOLE   0 0 3,601
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   565,356 1,638 SH   SOLE   0 0 1,638
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   544,564 3,677 SH   SOLE   0 0 3,677
META PLATFORMS INC CL A Stock 30303M102   541,235 946 SH   SOLE   0 0 946
CATERPILLAR INC COM Stock 149123101   531,345 750 SH   SOLE   0 0 750
NORFOLK SOUTHN CORP COM Stock 655844108   529,802 1,846 SH   SOLE   0 0 1,846
VANGUARD SHORT-TERM BOND ETF ETF 921937827   522,054 6,658 SH   SOLE   0 0 6,658
VANGUARD SHORT-TERM TAX EXEMPT BOND ETF ETF 921935870   495,181 4,896 SH   SOLE   0 0 4,896
WW GRAINGER INC COM Stock 384802104   491,955 451 SH   SOLE   0 0 451
ALPHABET INC CAP STK CL C Stock 02079K107   477,048 1,663 SH   SOLE   0 0 1,663
EXXON MOBIL CORP COM Stock 30231G102   474,030 2,794 SH   SOLE   0 0 2,794
INVESCO QQQ TRUST SERIES I ETF 46090E103   468,828 812 SH   SOLE   0 0 812
CHEVRON CORPORATION COM Stock 166764100   461,594 2,231 SH   SOLE   0 0 2,231
GE VERNOVA INC COM Stock 36828A101   454,781 521 SH   SOLE   0 0 521
CONSOLIDATED EDISON INC COM Stock 209115104   454,191 4,013 SH   SOLE   0 0 4,013
RTX CORPORATION COM Stock 75513E101   437,111 2,266 SH   SOLE   0 0 2,266
ILLINOIS TOOL WKS INC COM Stock 452308109   421,168 1,618 SH   SOLE   0 0 1,618
ELEVANCE HEALTH INC FORMERLY A COM Stock 036752103   394,627 1,348 SH   SOLE   0 0 1,348
PROCTER & GAMBLE CO COM Stock 742718109   392,877 2,720 SH   SOLE   0 0 2,720
EMERSON ELEC CO COM Stock 291011104   392,143 2,993 SH   SOLE   0 0 2,993
MORGAN STANLEY COM NEW Stock 617446448   383,284 2,329 SH   SOLE   0 0 2,329
GENERAL DYNAMICS CORP COM Stock 369550108   382,347 1,114 SH   SOLE   0 0 1,114
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   381,463 4,947 SH   SOLE   0 0 4,947
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   379,256 15,323 SH   SOLE   0 0 15,323
ISHARES GOLD TRUST ETF 464285204   373,534 4,237 SH   SOLE   0 0 4,237
ISHARES CORE S&P 500 ETF ETF 464287200   359,266 550 SH   SOLE   0 0 550
PEPSICO INC COM Stock 713448108   358,720 2,310 SH   SOLE   0 0 2,310
BLACKROCK INC COM Stock 09290D101   358,718 373 SH   SOLE   0 0 373
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   349,894 5,977 SH   SOLE   0 0 5,977
DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF ETF 25434V633   347,255 6,966 SH   SOLE   0 0 6,966
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   342,765 1,687 SH   SOLE   0 0 1,687
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   342,611 3,217 SH   SOLE   0 0 3,217
STRYKER CORPORATION COM Stock 863667101   339,762 1,034 SH   SOLE   0 0 1,034
LOWES COS INC COM Stock 548661107   339,062 1,435 SH   SOLE   0 0 1,435
VANGUARD CALIFORNIA TAX-EXEMPT BOND ETF ETF 922021605   338,358 3,415 SH   SOLE   0 0 3,415
AIR PRODUCTS AND CHEMICALS INC COM Stock 009158106   332,611 1,145 SH   SOLE   0 0 1,145
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803   327,731 2,466 SH   SOLE   0 0 2,466
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   324,012 1,072 SH   SOLE   0 0 1,072
PAYCHEX INC COM Stock 704326107   316,893 3,440 SH   SOLE   0 0 3,440
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   309,274 2,777 SH   SOLE   0 0 2,777
SYSCO CORP COM Stock 871829107   305,934 4,289 SH   SOLE   0 0 4,289
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   302,868 1,579 SH   SOLE   0 0 1,579
WEC ENERGY GROUP INC COM Stock 92939U106   302,160 2,610 SH   SOLE   0 0 2,610
OLD NATL BANCORP IND COM Stock 680033107   298,836 13,522 SH   SOLE   0 0 13,522
ISHARES U.S. EQUITY FACTOR ETF ETF 46434V282   295,680 4,480 SH   SOLE   0 0 4,480
BP PLC SPONSORED ADR ADR 055622104   294,408 6,264 SH   SOLE   0 0 6,264
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   292,782 420 SH   SOLE   0 0 420
VISA INC COM CL A Stock 92826C839   291,964 966 SH   SOLE   0 0 966
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663   290,960 6,188 SH   SOLE   0 0 6,188
ISHARES S&P 500 GROWTH ETF ETF 464287309   288,657 2,552 SH   SOLE   0 0 2,552
CISCO SYS INC COM Stock 17275R102   276,841 3,568 SH   SOLE   0 0 3,568
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877   273,634 2,477 SH   SOLE   0 0 2,477
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   267,071 5,777 SH   SOLE   0 0 5,777
TARGET CORP COM Stock 87612E106   266,761 2,201 SH   SOLE   0 0 2,201
ALPHABET INC CAP STK CL A Stock 02079K305   265,705 924 SH   SOLE   0 0 924
NOVARTIS AG SPONSORED ADR ADR 66987V109   265,021 1,735 SH   SOLE   0 0 1,735
STATE STREET CONSUMER DISCRETIONARY SELECT SECTOR SPDR ETF ETF 81369Y407   263,296 2,416 SH   SOLE   0 0 2,416
STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   262,166 566 SH   SOLE   0 0 566
ISHARES S&P 500 VALUE ETF ETF 464287408   261,826 1,240 SH   SOLE   0 0 1,240
FIDELITY QUALITY FACTOR ETF ETF 316092790   253,229 3,488 SH   SOLE   0 0 3,488
COLGATE PALMOLIVE CO COM Stock 194162103   250,576 2,940 SH   SOLE   0 0 2,940
VANGUARD S&P 500 GROWTH ETF ETF 921932505   247,060 606 SH   SOLE   0 0 606
ADVANCED MICRO DEVICES INC COM Stock 007903107   224,587 1,104 SH   SOLE   0 0 1,104
ABBOTT LABORATORIES COM Stock 002824100   223,923 2,181 SH   SOLE   0 0 2,181
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   220,885 911 SH   SOLE   0 0 911
PHILLIPS 66 COM Stock 718546104   219,891 1,207 SH   SOLE   0 0 1,207
SHERWIN WILLIAMS CO COM Stock 824348106   216,371 675 SH   SOLE   0 0 675
SPDR GOLD SHARES ETF 78463V107   215,145 500 SH   SOLE   0 0 500
AT&T INC COM Stock 00206R102   202,553 6,987 SH   SOLE   0 0 6,987
PHILIP MORRIS INTL INC COM Stock 718172109   201,053 1,216 SH   SOLE   0 0 1,216