The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 945 4,907 SH   SOLE   0 0 4,907
ABBOTT LABS COM 002824100 530 4,425 SH   SOLE   0 0 4,425
ABBVIE INC COM 00287Y109 417 3,851 SH   SOLE   0 0 3,851
AFLAC INC COM 001055102 336 6,563 SH   SOLE   0 0 6,563
AIR PRODS & CHEMS INC COM 009158106 528 1,877 SH   SOLE   0 0 1,877
ALPHABET INC CAP STK CL A 02079K305 351 170 SH   SOLE   0 0 170
ALPHABET INC CAP STK CL C 02079K107 383 185 SH   SOLE   0 0 185
AMAZON COM INC COM 023135106 576 186 SH   SOLE   0 0 186
ANALOG DEVICES INC COM 032654105 525 3,383 SH   SOLE   0 0 3,383
ANTHEM INC COM 036752103 279 776 SH   SOLE   0 0 776
APPLE INC COM 037833100 2,332 19,095 SH   SOLE   0 0 19,095
AT&T INC COM 00206R102 486 16,050 SH   SOLE   0 0 16,050
AUTOMATIC DATA PROCESSING IN COM 053015103 577 3,060 SH   SOLE   0 0 3,060
BECTON DICKINSON & CO COM 075887109 412 1,696 SH   SOLE   0 0 1,696
BERKSHIRE HATHAWAY INC DEL CL A 084670108 771 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,080 8,142 SH   SOLE   0 0 8,142
BLACKROCK INC COM 09247X101 386 512 SH   SOLE   0 0 512
CINCINNATI FINL CORP COM 172062101 886 8,590 SH   SOLE   0 0 8,590
CISCO SYS INC COM 17275R102 296 5,730 SH   SOLE   0 0 5,730
CLOROX CO DEL COM 189054109 370 1,918 SH   SOLE   0 0 1,918
COLGATE PALMOLIVE CO COM 194162103 226 2,864 SH   SOLE   0 0 2,864
COMCAST CORP NEW CL A 20030N101 209 3,859 SH   SOLE   0 0 3,859
CONSOLIDATED EDISON INC COM 209115104 299 4,000 SH   SOLE   0 0 4,000
CVS HEALTH CORP COM 126650100 311 4,137 SH   SOLE   0 0 4,137
DISNEY WALT CO COM 254687106 513 2,782 SH   SOLE   0 0 2,782
DUKE ENERGY CORP NEW COM NEW 26441C204 299 3,095 SH   SOLE   0 0 3,095
EMERSON ELEC CO COM 291011104 556 6,160 SH   SOLE   0 0 6,160
EVERSOURCE ENERGY COM 30040W108 388 4,481 SH   SOLE   0 0 4,481
EXXON MOBIL CORP COM 30231G102 308 5,524 SH   SOLE   0 0 5,524
FACTSET RESH SYS INC COM 303075105 403 1,306 SH   SOLE   0 0 1,306
FEDEX CORP COM 31428X106 249 878 SH   SOLE   0 0 878
GENERAL DYNAMICS CORP COM 369550108 350 1,925 SH   SOLE   0 0 1,925
GENERAL MTRS CO COM 37045V100 359 6,243 SH   SOLE   0 0 6,243
GRAINGER W W INC COM 384802104 316 789 SH   SOLE   0 0 789
HOME DEPOT INC COM 437076102 638 2,089 SH   SOLE   0 0 2,089
ILLINOIS TOOL WKS INC COM 452308109 648 2,926 SH   SOLE   0 0 2,926
INTEL CORP COM 458140100 238 3,713 SH   SOLE   0 0 3,713
INVESCO QQQ TR UNIT SER 1 46090E103 203 635 SH   SOLE   0 0 635
ISHARES TR IBOXX HI YD ETF 464288513 1,033 11,848 SH   SOLE   0 0 11,848
ISHARES TR SELECT DIVID ETF 464287168 588 5,154 SH   SOLE   0 0 5,154
JOHNSON & JOHNSON COM 478160104 942 5,734 SH   SOLE   0 0 5,734
JOHNSON CTLS INTL PLC SHS G51502105 486 8,153 SH   SOLE   0 0 8,153
JPMORGAN CHASE & CO COM 46625H100 948 6,228 SH   SOLE   0 0 6,228
L3HARRIS TECHNOLOGIES INC COM 502431109 536 2,644 SH   SOLE   0 0 2,644
LILLY ELI & CO COM 532457108 1,304 6,981 SH   SOLE   0 0 6,981
LINDE PLC SHS G5494J103 432 1,541 SH   SOLE   0 0 1,541
LOWES COS INC COM 548661107 869 4,567 SH   SOLE   0 0 4,567
MCDONALDS CORP COM 580135101 714 3,184 SH   SOLE   0 0 3,184
MEDTRONIC PLC SHS G5960L103 357 3,021 SH   SOLE   0 0 3,021
MERCK & CO. INC COM 58933Y105 452 5,861 SH   SOLE   0 0 5,861
MICROSOFT CORP COM 594918104 6,334 26,866 SH   SOLE   0 0 26,866
MORGAN STANLEY COM NEW 617446448 219 2,824 SH   SOLE   0 0 2,824
NEXTERA ENERGY INC COM 65339F101 748 9,892 SH   SOLE   0 0 9,892
NORFOLK SOUTHN CORP COM 655844108 709 2,642 SH   SOLE   0 0 2,642
NOVARTIS AG SPONSORED ADR 66987V109 262 3,064 SH   SOLE   0 0 3,064
ORACLE CORP COM 68389X105 281 4,000 SH   SOLE   0 0 4,000
PAYCHEX INC COM 704326107 626 6,387 SH   SOLE   0 0 6,387
PAYPAL HLDGS INC COM 70450Y103 245 1,009 SH   SOLE   0 0 1,009
PEPSICO INC COM 713448108 506 3,576 SH   SOLE   0 0 3,576
PFIZER INC COM 717081103 800 22,092 SH   SOLE   0 0 22,092
PHILIP MORRIS INTL INC COM 718172109 203 2,286 SH   SOLE   0 0 2,286
POLARIS INC COM 731068102 216 1,619 SH   SOLE   0 0 1,619
PROCTER AND GAMBLE CO COM 742718109 1,063 7,848 SH   SOLE   0 0 7,848
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 221 6,943 SH   SOLE   0 0 6,943
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 528 14,046 SH   SOLE   0 0 14,046
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 548 10,152 SH   SOLE   0 0 10,152
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,499 15,613 SH   SOLE   0 0 15,613
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,728 17,335 SH   SOLE   0 0 17,335
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 208 1,240 SH   SOLE   0 0 1,240
SIRIUS XM HOLDINGS INC COM 82968B103 61 10,072 SH   SOLE   0 0 10,072
STRYKER CORPORATION COM 863667101 408 1,674 SH   SOLE   0 0 1,674
SYSCO CORP COM 871829107 421 5,343 SH   SOLE   0 0 5,343
TARGET CORP COM 87612E106 604 3,048 SH   SOLE   0 0 3,048
TJX COS INC NEW COM 872540109 251 3,792 SH   SOLE   0 0 3,792
V F CORP COM 918204108 271 3,385 SH   SOLE   0 0 3,385
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,160 24,339 SH   SOLE   0 0 24,339
VANGUARD INDEX FDS GROWTH ETF 922908736 9,215 35,850 SH   SOLE   0 0 35,850
VANGUARD INDEX FDS LARGE CAP ETF 922908637 16,791 90,617 SH   SOLE   0 0 90,617
VANGUARD INDEX FDS MID CAP ETF 922908629 1,396 6,306 SH   SOLE   0 0 6,306
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,939 86,422 SH   SOLE   0 0 86,422
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,168 56,837 SH   SOLE   0 0 56,837
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,457 21,565 SH   SOLE   0 0 21,565
VANGUARD INDEX FDS VALUE ETF 922908744 2,687 20,436 SH   SOLE   0 0 20,436
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,431 65,915 SH   SOLE   0 0 65,915
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,352 26,226 SH   SOLE   0 0 26,226
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 813 14,880 SH   SOLE   0 0 14,880
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,698 39,747 SH   SOLE   0 0 39,747
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,743 33,248 SH   SOLE   0 0 33,248
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,612 24,561 SH   SOLE   0 0 24,561
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,204 228,133 SH   SOLE   0 0 228,133
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 5,158 66,557 SH   SOLE   0 0 66,557
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 274 2,713 SH   SOLE   0 0 2,713
VERIZON COMMUNICATIONS INC COM 92343V104 387 6,656 SH   SOLE   0 0 6,656
WALMART INC COM 931142103 943 6,939 SH   SOLE   0 0 6,939
WEC ENERGY GROUP INC COM 92939U106 337 3,605 SH   SOLE   0 0 3,605
WELLS FARGO CO NEW COM 949746101 302 7,740 SH   SOLE   0 0 7,740