3M CO COM 88579Y101 734 4092 SH SOLE 0 0 4092 ABBOTT LABS COM 002824100 364 4182 SH SOLE 0 0 4182 ABBVIE INC COM 00287Y109 343 3851 SH SOLE 0 0 3851 AFLAC INC COM 001055102 458 8766 SH SOLE 0 0 8766 AIR PRODS & CHEMS INC COM 009158106 450 1925 SH SOLE 0 0 1925 ALPHABET INC CAP STK CL C 02079K107 483 337 SH SOLE 0 0 337 AMAZON COM INC COM 023135106 342 184 SH SOLE 0 0 184 ANALOG DEVICES INC COM 032654105 457 3895 SH SOLE 0 0 3895 ANTHEM INC COM 036752103 234 776 SH SOLE 0 0 776 APPLE INC COM 037833100 1745 5611 SH SOLE 0 0 5611 AT&T INC COM 00206R102 416 10978 SH SOLE 0 0 10978 AUTOMATIC DATA PROCESSING IN COM 053015103 537 3115 SH SOLE 0 0 3115 BECTON DICKINSON & CO COM 075887109 452 1637 SH SOLE 0 0 1637 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1571 6907 SH SOLE 0 0 6907 BLACKROCK INC COM 09247X101 279 529 SH SOLE 0 0 529 BROWN FORMAN CORP CL B 115637209 222 3188 SH SOLE 0 0 3188 CHEVRON CORP NEW COM 166764100 422 3644 SH SOLE 0 0 3644 CINCINNATI FINL CORP COM 172062101 693 6590 SH SOLE 0 0 6590 CISCO SYS INC COM 17275R102 542 11348 SH SOLE 0 0 11348 CLOROX CO DEL COM 189054109 303 1935 SH SOLE 0 0 1935 COLGATE PALMOLIVE CO COM 194162103 212 2992 SH SOLE 0 0 2992 CONOCOPHILLIPS COM 20825C104 335 5170 SH SOLE 0 0 5170 CONSOLIDATED EDISON INC COM 209115104 356 4000 SH SOLE 0 0 4000 DISNEY WALT CO COM DISNEY 254687106 352 2440 SH SOLE 0 0 2440 DUKE ENERGY CORP NEW COM NEW 26441C204 255 2762 SH SOLE 0 0 2762 EATON VANCE CORP COM NON VTG 278265103 232 4939 SH SOLE 0 0 4939 EMERSON ELEC CO COM 291011104 486 6372 SH SOLE 0 0 6372 EVERSOURCE ENERGY COM 30040W108 393 4497 SH SOLE 0 0 4497 EXXON MOBIL CORP COM 30231G102 526 7635 SH SOLE 0 0 7635 FACTSET RESH SYS INC COM 303075105 363 1344 SH SOLE 0 0 1344 GENERAL DYNAMICS CORP COM 369550108 362 1996 SH SOLE 0 0 1996 GRAINGER W W INC COM 384802104 270 799 SH SOLE 0 0 799 HOME DEPOT INC COM 437076102 466 2079 SH SOLE 0 0 2079 ILLINOIS TOOL WKS INC COM 452308109 467 2634 SH SOLE 0 0 2634 INTEL CORP COM 458140100 216 3676 SH SOLE 0 0 3676 ISHARES TR IBOXX HI YD ETF 464288513 301 3403 SH SOLE 0 0 3403 ISHARES TR INTRM TR CRP ETF 464288638 1021 17480 SH SOLE 0 0 17480 ISHARES TR SELECT DIVID ETF 464287168 545 5154 SH SOLE 0 0 5154 JOHNSON & JOHNSON COM 478160104 895 6096 SH SOLE 0 0 6096 JOHNSON CTLS INTL PLC SHS G51502105 361 8821 SH SOLE 0 0 8821 JPMORGAN CHASE & CO COM 46625H100 843 6188 SH SOLE 0 0 6188 L3HARRIS TECHNOLOGIES INC COM 502431109 561 2634 SH SOLE 0 0 2634 LILLY ELI & CO COM 532457108 1008 7161 SH SOLE 0 0 7161 LINDE PLC SHS G5494J103 385 1827 SH SOLE 0 0 1827 LOWES COS INC COM 548661107 612 5130 SH SOLE 0 0 5130 MCDONALDS CORP COM 580135101 618 2954 SH SOLE 0 0 2954 MEDTRONIC PLC SHS G5960L103 413 3529 SH SOLE 0 0 3529 MERCK & CO INC COM 58933Y105 324 3544 SH SOLE 0 0 3544 MGP INGREDIENTS INC NEW COM 55303J106 229 4433 SH SOLE 0 0 4433 MICROSOFT CORP COM 594918104 4538 27833 SH SOLE 0 0 27833 NETFLIX INC COM 64110L106 655 1937 SH SOLE 0 0 1937 NEXTERA ENERGY INC COM 65339F101 595 2370 SH SOLE 0 0 2370 NORFOLK SOUTHERN CORP COM 655844108 556 2746 SH SOLE 0 0 2746 NOVARTIS A G SPONSORED ADR 66987V109 332 3501 SH SOLE 0 0 3501 ORACLE CORP COM 68389X105 219 4000 SH SOLE 0 0 4000 PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 17 24099 SH SOLE 0 0 24099 PAYCHEX INC COM 704326107 560 6400 SH SOLE 0 0 6400 PEPSICO INC COM 713448108 536 3866 SH SOLE 0 0 3866 PFIZER INC COM 717081103 724 17870 SH SOLE 0 0 17870 PHILLIPS 66 COM 718546104 357 3417 SH SOLE 0 0 3417 PROCTER & GAMBLE CO COM 742718109 990 7868 SH SOLE 0 0 7868 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1087 38993 SH SOLE 0 0 38993 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2554 75511 SH SOLE 0 0 75511 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 631 18236 SH SOLE 0 0 18236 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 293 5794 SH SOLE 0 0 5794 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3153 58584 SH SOLE 0 0 58584 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1374 23528 SH SOLE 0 0 23528 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4689 59940 SH SOLE 0 0 59940 SCHWAB STRATEGIC TR US REIT ETF 808524847 691 14947 SH SOLE 0 0 14947 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2505 32875 SH SOLE 0 0 32875 SCHWAB STRATEGIC TR US TIPS ETF 808524870 524 9181 SH SOLE 0 0 9181 SIRIUS XM HLDGS INC COM 82968B103 72 10072 SH SOLE 0 0 10072 SOUTHERN CO COM 842587107 219 3341 SH SOLE 0 0 3341 STRYKER CORP COM 863667101 375 1814 SH SOLE 0 0 1814 SYSCO CORP COM 871829107 490 5947 SH SOLE 0 0 5947 TARGET CORP COM 87612E106 361 3091 SH SOLE 0 0 3091 TJX COS INC NEW COM 872540109 269 4360 SH SOLE 0 0 4360 UNITED TECHNOLOGIES CORP COM 913017109 334 2196 SH SOLE 0 0 2196 V F CORP COM 918204108 358 3754 SH SOLE 0 0 3754 VANGUARD GROUP DIV APP ETF 921908844 1474 11633 SH SOLE 0 0 11633 VANGUARD INDEX FDS GROWTH ETF 922908736 7130 37785 SH SOLE 0 0 37785 VANGUARD INDEX FDS LARGE CAP ETF 922908637 7804 51820 SH SOLE 0 0 51820 VANGUARD INDEX FDS MID CAP ETF 922908629 865 4778 SH SOLE 0 0 4778 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5584 59522 SH SOLE 0 0 59522 VANGUARD INDEX FDS SMALL CP ETF 922908751 5833 34823 SH SOLE 0 0 34823 VANGUARD INDEX FDS TOTAL STK MKT 922908769 3643 21877 SH SOLE 0 0 21877 VANGUARD INDEX FDS VALUE ETF 922908744 3163 26327 SH SOLE 0 0 26327 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1273 28081 SH SOLE 0 0 28081 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 200 2180 SH SOLE 0 0 2180 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 333 4097 SH SOLE 0 0 4097 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3863 87232 SH SOLE 0 0 87232 VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 4599 56229 SH SOLE 0 0 56229 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 268 2865 SH SOLE 0 0 2865 VERIZON COMMUNICATIONS INC COM 92343V104 426 7203 SH SOLE 0 0 7203 WALMART INC COM 931142103 801 6975 SH SOLE 0 0 6975 WEC ENERGY GROUP INC COM 92939U106 345 3625 SH SOLE 0 0 3625