CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets:
Cash and due from banks	$ 109,263	$ 270,496
Federal funds sold	17,268	5,917
Cash and cash equivalents	126,531	276,413
Securities purchased under agreements to resell	40,000	15,000
Securities available for sale (at fair value)	18,204	15,695
Loans held for sale		85,793
Loans, less allowance for loan losses of $9,339 and $6,839, respectively	1,450,560	1,154,323
Accrued interest receivable	7,999	5,101
Federal Home Loan Bank stock	5,723	3,842
Premises and equipment, net	14,083	14,460
Operating lease right-of-use asset	10,786	11,957
Foreclosed real estate, net	282	423
SBA servicing asset, net	10,173	8,188
Mortgage servicing asset, net	14,599	18,068
Bank owned life insurance	35,578	20,219
Other assets	5,355	2,376
Total assets	1,739,873	1,631,858
Deposits:
Non interest-bearing demand	460,679	292,008
Interest-bearing	877,112	1,015,369
Total deposits	1,337,791	1,307,377
Federal Home Loan Bank advances	100,000	60,000
Other borrowings	491	3,129
Operating lease liability	11,342	12,476
Accrued interest payable	310	890
Other liabilities	52,843	31,262
Total liabilities	1,502,777	1,415,134
Shareholders' Equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized, no shares issued or outstanding
Common stock, $0.01 par value, 40,000,000 shares authorized 25,674,067 and 25,529,891 shares issued and outstanding as of September 30, 2020 and December 31, 2019	257	255
Additional paid-in capital	55,098	53,854
Retained earnings	181,576	162,616
Accumulated other comprehensive income (loss)	165	(1)
Total shareholders' equity	237,096	216,724
Total liabilities and shareholders' equity	$ 1,739,873	$ 1,631,858