CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets:
Cash and due from banks	$ 208,325	$ 270,496
Federal funds sold	7,444	5,917
Cash and cash equivalents	215,769	276,413
Securities purchased under agreements to resell	40,000	15,000
Securities available for sale (at fair value)	18,415	15,695
Loans held for sale		85,793
Loans, less allowance for loan losses of $7,894 and $6,839, respectively	1,357,095	1,154,323
Accrued interest receivable	8,270	5,101
Federal Home Loan Bank stock	4,873	3,842
Premises and equipment, net	14,231	14,460
Operating lease right-of-use asset	11,220	11,957
Foreclosed real estate, net	423	423
SBA servicing asset, net	8,446	8,188
Mortgage servicing asset, net	16,064	18,068
Bank owned life insurance	20,450	20,219
Other assets	6,501	2,376
Total assets	1,721,757	1,631,858
Deposits:
Non interest-bearing demand	449,185	292,008
Interest-bearing	900,713	1,015,369
Total deposits	1,349,898	1,307,377
Federal Home Loan Bank advances	80,000	60,000
Other borrowings	3,060	3,129
Operating lease liability	11,769	12,476
Accrued interest payable	549	890
Other liabilities	47,060	31,262
Total liabilities	1,492,336	1,415,134
Shareholders' Equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized, no shares issued or outstanding
Common stock, $0.01 par value, 40,000,000 shares authorized 25,674,067 and 25,529,891 shares issued and outstanding as of June 30, 2020 and December 31, 2019	257	255
Additional paid-in capital	54,524	53,854
Retained earnings	174,518	162,616
Accumulated other comprehensive income (loss)	122	(1)
Total shareholders' equity	229,421	216,724
Total liabilities and shareholders' equity	$ 1,721,757	$ 1,631,858