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Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest Income      
Loans, including fees $ 117,513 $ 119,416 $ 109,843
Interest-bearing time deposits in other banks 564 785 519
Debt securities, taxable 1,085 2,531 2,791
Debt securities, tax-exempt 246 273 330
Other interest and dividend income 9,350 8,535 8,061
Total interest income 128,758 131,540 121,544
Interest Expense      
Deposits 40,885 45,345 38,998
Total interest expense 40,885 45,345 38,998
Net Interest Income 87,873 86,195 82,546
Provision for Credit Losses 700 0 21,145
Net Interest Income After Provision for Credit Losses 87,173 86,195 61,401
Noninterest Income      
Mortgage lending income 1,326 370 331
Loss on sales, prepayments, and calls of available-for-sale debt securities (10) (6) (16)
Service charges on deposit accounts 941 975 869
Other 6,246 9,915 8,058
Total noninterest income 8,503 11,254 9,242
Noninterest Expense      
Salaries and employee benefits 22,634 20,783 17,385
Furniture and equipment 1,278 1,070 995
Occupancy 2,580 2,640 2,689
Data and item processing 2,128 1,897 1,730
Accounting, marketing and legal fees 757 836 543
Regulatory assessments 814 1,196 1,537
Advertising and public relations 917 549 427
Travel, lodging and entertainment 439 431 374
Other 7,364 7,693 7,740
Total noninterest expense 38,911 37,095 33,420
Income Before Taxes 56,765 60,354 37,223
Income tax expense 13,696 14,656 8,948
Net Income $ 43,069 $ 45,698 $ 28,275
Earnings per common share - basic (in Dollars per share) $ 4.56 $ 4.92 $ 3.09
Earnings per common share - diluted (in Dollars per share) $ 4.5 $ 4.84 $ 3.05
Weighted average common shares outstanding - basic (in Shares) 9,444,105 9,290,051 9,161,565
Weighted average common shares outstanding - diluted (in Shares) 9,574,190 9,447,751 9,264,307
Other Comprehensive Income      
Unrealized gains on securities, net of tax expense of $784, $335 and $1 million for the years ended December 31, 2025, 2024, and 2023, respectively $ 2,417 $ 1,169 $ 3,146
Reclassification adjustment for realized losses included in net income net of tax of $2, $1 and $4 for the years ended December 31, 2025, 2024, and 2023, respectively 8 5 12
Other comprehensive income 2,425 1,174 3,158
Comprehensive Income $ 45,494 $ 46,872 $ 31,433