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Regulatory Matters (Tables)
 6 Months Ended
Jun. 30, 2019
Regulatory Matters [Abstract]  
Actual Capital Amounts and Ratios
The Company’s and Bank’s actual capital amounts and ratios are presented in the following table (dollars in thousands):

  
 
Actual
  
Minimum
Capital Requirements
  
Minimum
To Be Well Capitalized
Under Prompt
Corrective Action
 
 
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
 
                  
As of June 30, 2019
                  
Total capital to risk-weighted assets
                  
Company
 
$
104,778
   
17.16
%
 
$
48,838
   
8.00
%
  
N/A
   
N/A
 
Bank
 
$
104,609
   
17.16
%
 
$
48,755
   
8.00
%
 
$
60,944
   
10.00
%
Tier I capital to risk-weighted assets
                        
Company
 
$
97,145
   
15.91
%
 
$
36,629
   
6.00
%
  
N/A
   
N/A
 
Bank
 
$
96,988
   
15.91
%
 
$
36,566
   
6.00
%
 
$
48,755
   
8.00
%
CET I capital to risk-weighted assets
                        
Company
 
$
97,145
   
15.91
%
 
$
27,471
   
4.50
%
  
N/A
   
N/A
 
Bank
 
$
96,988
   
15.91
%
 
$
27,425
   
4.50
%
 
$
39,613
   
6.50
%
Tier I capital to average assets
                        
Company
 
$
97,145
   
12.34
%
 
$
31,481
   
4.00
%
  
N/A
   
N/A
 
Bank
 
$
96,988
   
12.35
%
 
$
31,407
   
4.00
%
 
$
39,258
   
5.00
%
 
                        
As of December 31, 2018
                        
Total capital to risk-weighted assets
                        
Company
 
$
92,693
   
15.86
%
 
$
46,751
   
8.00
%
  
N/A
   
N/A
 
Bank
 
$
93,704
   
16.03
%
 
$
46,751
   
8.00
%
 
$
58,439
   
10.00
%
Tier I capital to risk-weighted assets
                        
Company
 
$
85,382
   
14.61
%
 
$
35,063
   
6.00
%
  
N/A
   
N/A
 
Bank
 
$
86,393
   
14.78
%
 
$
35,063
   
6.00
%
 
$
46,751
   
8.00
%
CET I capital to risk-weighted assets
                        
Company
 
$
85,382
   
14.61
%
 
$
26,298
   
4.50
%
  
N/A
   
N/A
 
Bank
 
$
86,393
   
14.78
%
 
$
26,298
   
4.50
%
 
$
37,985
   
6.50
%
Tier I capital to average assets
                        
Company
 
$
85,382
   
11.13
%
 
$
30,684
   
4.00
%
  
N/A
   
N/A
 
Bank
 
$
86,393
   
11.26
%
 
$
30,684
   
4.00
%
 
$
38,355
   
5.00
%
 
A summary of payout restrictions based on the capital conservation buffer is as follows:
 
Capital Conservation Buffer
(as a % of risk-weighted assets)
 
Maximum Payout
(as a % of eligible retained income)
 
Greater than 2.5%
 
No payout limitations applies
 
≤2.5% and >1.875%
  
60
%
≤1.875% and >1.25%
  
40
%
≤1.25% and >0.625%
  
20
%
≤0.625%
  
0
%