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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 84,732 $ 59,164
Interest-bearing deposits 35,596 202,168
Cash and cash equivalents 120,328 261,332
Securities held to maturity, at amortized cost ($110,422 and $109,424 fair value at June 30, 2025 and December 31, 2024, respectively) 109,854 110,756
Securities available for sale, at fair value ($178,047 and $235,909 amortized cost at June 30, 2025 and December 31, 2024, respectively) 167,209 223,061
Loans held for sale 5,268 3,088
Loans 3,580,357 3,517,168
Allowance for credit losses - loans ("ACL-Loans") (44,292) (44,151)
Loans, net 3,536,065 3,473,017
Premises and equipment, net 75,667 71,108
Goodwill 175,106 175,106
Other investments 23,227 22,643
Cash value of life insurance 60,331 61,542
Core deposit intangibles, net 18,632 21,203
Mortgage servicing rights ("MSR") 13,445 13,369
Other real estate owned ("OREO")   741
Investment in Ansay and Associates, LLC ("Ansay") 35,159 34,093
Other assets 24,791 24,001
TOTAL ASSETS 4,365,082 4,495,060
Deposits:    
Interest-bearing deposits 2,605,397 2,636,192
Noninterest-bearing deposits 990,027 1,024,881
Total deposits 3,595,424 3,661,073
Notes payable 109,915 135,372
Subordinated notes 12,000 12,000
Other liabilities 35,410 46,932
Total liabilities 3,752,749 3,855,377
Stockholders' equity:    
Serial preferred stock - $0.01 par value; Authorized - 5,000,000 shares
Common stock - $0.01 par value; Authorized - 20,000,000 shares; Issued - 11,515,130 shares as of June 30, 2025 and December 31, 2024; Outstanding - 9,833,476 and 10,012,088 shares as of June 30, 2025 and December 31, 2024, respectively 115 115
Additional paid-in capital 332,734 333,842
Retained earnings 389,479 398,002
Treasury stock, at cost - 1,681,654 and 1,503,042 shares as of June 30, 2025 and December 31, 2024, respectively (102,234) (82,925)
Accumulated other comprehensive loss (7,761) (9,351)
Total stockholders' equity 612,333 639,683
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 4,365,082 $ 4,495,060