Disaggregation of Certain Expense Captions

6 Months Ended

Jun. 30, 2025

Disaggregation of Certain Expense Captions

Disaggregation of Certain Expense Captions

Note 23—Disaggregation of Certain Expense Captions

Following are the disaggregation of certain expense captions:

	Quarter ended June 30,				Six months ended June 30,
Expense line	2025		2024		2025		2024
	(in thousands)
Technology
Amortization of capitalized software	$	12,813	$	12,242	$	24,794	$	24,423
Other (1)		29,444		23,448		57,660		47,234
Total technology expense	$	42,257	$	35,690	$	82,454	$	71,657
Occupancy and equipment
Depreciation	$	1,918	$	1,998	$	3,833	$	3,981
Operating lease cost		3,655		3,687		7,280		7,293
Short-term lease cost		82		84		148		168
Other (2)		2,724		2,124		5,500		5,127
Total occupancy and equipment expense	$	8,379	$	7,893	$	16,761	$	16,569

(1) Other technology expenses primarily consist of software licensing and maintenance and data center expenses.

(2) Other occupancy and equipment expenses primarily consist of common area maintenance charges, repair and security expenses.