XML 102 R88.htm IDEA: XBRL DOCUMENT v3.25.0.1
Fair Value - Level 3 Unobservable Inputs, Mortgage Loans and IRLC (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
item
Dec. 31, 2023
USD ($)
item
Excess servicing spread financing    
Loans held for sale $ 8,217,468 $ 4,420,691
Mortgage loans held for sale | Level 3    
Excess servicing spread financing    
Loans held for sale $ 434,053 $ 478,564
Mortgage loans held for sale | Discount rate | Level 3 | Minimum    
Excess servicing spread financing    
Input 0.065 0.071
Mortgage loans held for sale | Discount rate | Level 3 | Maximum    
Excess servicing spread financing    
Input 0.093 0.102
Mortgage loans held for sale | Discount rate | Level 3 | Weighted average    
Excess servicing spread financing    
Input 0.07 0.072
Mortgage loans held for sale | Twelve-month projected housing price index Change | Level 3 | Minimum    
Excess servicing spread financing    
Input 0.022 0.003
Mortgage loans held for sale | Twelve-month projected housing price index Change | Level 3 | Maximum    
Excess servicing spread financing    
Input 0.028 0.005
Mortgage loans held for sale | Twelve-month projected housing price index Change | Level 3 | Weighted average    
Excess servicing spread financing    
Input 0.023 0.005
Mortgage loans held for sale | Prepayment/resale speed | Level 3 | Minimum    
Excess servicing spread financing    
Input 0.064 0.04
Mortgage loans held for sale | Prepayment/resale speed | Level 3 | Maximum    
Excess servicing spread financing    
Input 0.344 0.369
Mortgage loans held for sale | Prepayment/resale speed | Level 3 | Weighted average    
Excess servicing spread financing    
Input 0.22 0.248
Mortgage loans held for sale | Total prepayment speed | Level 3 | Minimum    
Excess servicing spread financing    
Input 0.065 0.04
Mortgage loans held for sale | Total prepayment speed | Level 3 | Maximum    
Excess servicing spread financing    
Input 0.413 0.503
Mortgage loans held for sale | Total prepayment speed | Level 3 | Weighted average    
Excess servicing spread financing    
Input 0.239 0.322
Interest rate lock commitments | Level 3    
Excess servicing spread financing    
Committed amount $ 7,801,677 $ 6,349,628
Interest rate lock commitment $ 33,565 $ 89,593
Interest rate lock commitments | Pull-through rate | Level 3 | Minimum    
Excess servicing spread financing    
Input 0.298 0.102
Interest rate lock commitments | Pull-through rate | Level 3 | Maximum    
Excess servicing spread financing    
Input 1 1
Interest rate lock commitments | Pull-through rate | Level 3 | Weighted average    
Excess servicing spread financing    
Input 0.882 0.811
Interest rate lock commitments | Mortgage servicing rights value expressed as servicing fee multiple | Level 3 | Minimum    
Excess servicing spread financing    
Input | item 1 1.1
Interest rate lock commitments | Mortgage servicing rights value expressed as servicing fee multiple | Level 3 | Maximum    
Excess servicing spread financing    
Input | item 8.6 7.3
Interest rate lock commitments | Mortgage servicing rights value expressed as servicing fee multiple | Level 3 | Weighted average    
Excess servicing spread financing    
Input | item 5.4 4.2
Interest rate lock commitments | Percentage of unpaid principal balance | Level 3 | Minimum    
Excess servicing spread financing    
Input 0.003 0.003
Interest rate lock commitments | Percentage of unpaid principal balance | Level 3 | Maximum    
Excess servicing spread financing    
Input 0.046 0.043
Interest rate lock commitments | Percentage of unpaid principal balance | Level 3 | Weighted average    
Excess servicing spread financing    
Input 0.024 0.019