Disaggregation of Certain Expense Captions (Tables)

12 Months Ended

Dec. 31, 2024

Disaggregation of Certain Expense Captions

Schedule of disaggregation disclosures required by ASU 2024-03

	Year ended December 31,
Expense line	2024		2023		2022
	(in thousands)
Technology
Amortization of capitalized software	$	48,169	$	43,462	$	23,955
Impairment of capitalized software		147		46		—
Other (1)		101,231		99,644		115,995
Total technology expenses	$	149,547	$	143,152	$	139,950
Occupancy and equipment
Depreciation	$	7,815	$	9,752	$	10,454
Operating lease cost		14,465		17,880		19,733
Short-term lease cost		303		436		778
Other (2)		10,315		8,490		9,159
Total occupancy and equipment expenses	$	32,898	$	36,558	$	40,124

(1) Other technology expense consists primarily software licensing and maintenance and data center expenses.

(2) Other occupancy and equipment expenses consists primarily common area maintenance charges, repair and security expenses.