Quarter ended June 30,

Six months ended June 30,

2024

2023

2024

2023

(in thousands)

Balance at beginning of period

$

29,976

$

31,103

$

30,788

$

32,421

Provision for losses:

Resulting from sales of loans

4,129

3,139

8,081

4,874

Resulting from change in estimate

(4,076)

(2,008)

(7,396)

(3,453)

Losses incurred

(1,341)

(2,088)

(2,785)

(3,696)

Balance at end of period

$

28,688

$

30,146

$

28,688

$

30,146

Unpaid principal balance of loans subject to representations and warranties at end of period

$

381,524,553

$

320,986,649