December 31,

2023

2022

(in thousands)

Capitalized software, net

$

148,736

$

157,460

Margin deposits

135,645

55,968

Operating lease right-of-use assets

49,926

65,866

Servicing fees receivable, net

37,271

31,356

Other servicing receivables

30,530

24,854

Interest receivable

35,196

24,110

Prepaid expenses

36,044

38,780

Furniture, fixtures, equipment and building improvements, net

19,016

28,382

Deposits securing Assets sold under agreements to repurchase and
Notes payable secured by mortgage servicing assets

15,653

12,277

Real estate acquired in settlement of loans

14,982

11,497

Other

59,461

33,223

$

582,460

$

483,773

Deposits securing Assets sold under agreements to repurchase and Notes payable secured by mortgage servicing assets

$

15,653

$

12,277