Quarter ended September 30,

Nine months ended September 30,

2023

2022

2023

2022

(in thousands)

Balance at beginning of period

$

30,146

$

39,336

$

32,421

$

43,521

Provision for losses:

Resulting from sales of loans

4,011

1,651

8,885

7,887

Resulting from change in estimate

(2,552)

(1,769)

(6,005)

(7,165)

Losses incurred

(1,114)

(2,031)

(4,810)

(7,056)

Balance at end of period

$

30,491

$

37,187

$

30,491

$

37,187

Unpaid principal balance of loans subject to representations and warranties at end of period

$

335,044,546

$

285,532,190