Regulatory Capital and Liquidity Requirements (Tables)

6 Months Ended

Jun. 30, 2023

Regulatory Capital and Liquidity Requirements

Summary of agencies' capital and liquidity requirements by each agency

	June 30, 2023						December 31, 2022
Requirement/Agency	Actual (1)			Requirement (1)			Actual (1)			Requirement (1)
	(dollars in thousands)
Capital
Fannie Mae & Freddie Mac	$	6,759,237		$	857,457		$	6,632,627		$	797,748
Ginnie Mae	$	5,766,170		$	986,713		$	5,899,892		$	923,202
HUD	$	5,766,170		$	2,500		$	5,899,892		$	2,500
Liquidity
Fannie Mae & Freddie Mac	$	1,484,296		$	116,155		$	1,265,569		$	107,768
Ginnie Mae	$	1,484,296		$	259,871		$	1,265,569		$	246,953
Adjusted net worth / Total assets ratio
Ginnie Mae		31	%		6	%		35	%		6	%
Tangible net worth / Total assets ratio
Fannie Mae & Freddie Mac		37	%		6	%		39	%		6	%

(1) Calculated in compliance with the respective Agency’s requirements.