Quarter ended June 30,

Six months ended June 30,

2023

2022

2023

2022

(in thousands)

Balance at beginning of period

$

31,103

$

42,794

$

32,421

$

43,521

Provision for losses:

Resulting from sales of loans

3,139

2,182

4,874

6,236

Resulting from change in estimate

(2,008)

(2,227)

(3,453)

(5,396)

Losses incurred

(2,088)

(3,413)

(3,696)

(5,025)

Balance at end of period

$

30,146

$

39,336

$

30,146

$

39,336

Unpaid principal balance of loans subject to representations and warranties at end of period

$

320,986,649

$

278,793,884