Regulatory Capital and Liquidity Requirements (Tables)

3 Months Ended

Mar. 31, 2023

Regulatory Capital and Liquidity Requirements

Summary of agencies' capital and liquidity requirements by each agency

	March 31, 2023						December 31, 2022
Requirement/Agency	Actual (1)			Requirement (1)			Actual (1)			Requirement (1)
	(dollars in thousands)
Capital
Fannie Mae & Freddie Mac	$	6,643,680		$	822,461		$	6,632,627		$	797,748
Ginnie Mae	$	5,800,487		$	930,046		$	5,899,892		$	923,202
HUD	$	5,800,487		$	2,500		$	5,899,892		$	2,500
Liquidity
Fannie Mae & Freddie Mac	$	1,467,833		$	110,397		$	1,265,569		$	107,768
Ginnie Mae	$	1,467,833		$	251,654		$	1,265,569		$	246,953
Adjusted net worth / Total assets ratio
Ginnie Mae		28	%		6	%		35	%		6	%
Tangible net worth / Total assets ratio
Fannie Mae & Freddie Mac		32	%		6	%		39	%		6	%

(1) Calculated in compliance with the respective Agency’s requirements.