Regulatory Capital and Liquidity Requirements (Tables)

9 Months Ended

Sep. 30, 2022

Regulatory Capital and Liquidity Requirements

Summary of agencies' capital and liquidity requirements by each agency

	September 30, 2022						December 31, 2021
Requirement/Agency	Actual (1)			Requirement (1)			Actual (1)			Requirement (1)
	(dollars in thousands)
Capital
Fannie Mae & Freddie Mac	$	6,556,595		$	772,807		$	5,872,064		$	722,040
Ginnie Mae	$	5,868,827		$	933,482		$	5,424,747		$	976,303
HUD	$	5,868,827		$	2,500		$	5,424,747		$	2,500
Liquidity
Fannie Mae & Freddie Mac	$	1,545,995		$	103,846		$	316,659		$	93,973
Ginnie Mae	$	1,545,995		$	239,211		$	316,659		$	220,577
Adjusted net worth / Total assets ratio
Ginnie Mae		36	%		6	%		29	%		6	%
Tangible net worth / Total assets ratio
Fannie Mae & Freddie Mac		40	%		6	%		32	%		6	%

(1) Calculated in compliance with the respective Agency’s requirements.