Regulatory Capital and Liquidity Requirements (Tables)

3 Months Ended

Mar. 31, 2022

Regulatory Capital and Liquidity Requirements

Summary of agencies' capital and liquidity requirements by each agency

	March 31, 2022						December 31, 2021
Agency requirement	Actual (1)			Requirement (1)			Actual (1)			Requirement (1)
	(dollars in thousands)
Capital
Fannie Mae & Freddie Mac	$	6,134,345		$	742,308		$	5,872,064		$	722,040
Ginnie Mae	$	5,519,482		$	993,886		$	5,424,747		$	976,303
HUD	$	5,519,482		$	2,500		$	5,424,747		$	2,500
Liquidity
Fannie Mae & Freddie Mac	$	517,674		$	98,496		$	316,659		$	93,973
Ginnie Mae	$	517,674		$	227,402		$	316,659		$	220,577
Adjusted net worth / Total assets ratio
Ginnie Mae		38	%		6	%		29	%		6	%
Tangible net worth / Total assets ratio
Fannie Mae & Freddie Mac		42	%		6	%		32	%		6	%

(1) Calculated in compliance with the respective Agency’s requirements.