September 30,

December 31,

2025

2024

(in thousands)

Margin deposits

$

204,126

$

288,153

Capitalized software, net

104,939

120,802

Servicing fees receivable, net

41,534

38,676

Other servicing receivables

52,861

54,058

Prepaid expenses

46,012

45,762

Interest receivable

45,622

41,286

Operating lease right-of-use assets

39,639

36,572

Real estate acquired in settlement of loans

37,607

14,976

Deposits securing Assets sold under agreements to repurchase and
Notes payable secured by mortgage servicing assets

11,848

16,697

Furniture, fixtures, equipment and building improvements, net

11,097

12,916

Other

147,110

100,183

$

742,395

$

770,081

Deposits securing Assets sold under agreements to repurchase or Notes payable secured by mortgage servicing assets

$

11,848

$

16,697